Fluidly
Intelligent cash flow management software
- 21-100 employees
- Fintech
- B2B
- Bookkeeping
- SaaS
- Accounting
- Automation
- London, UK
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Company mission
To help business owners take control of their financial future, so they can worry less and sleep better.
Our take
Many small business owners use spreadsheets and Excel to forecast their cash-flow. Fluidly automates cash-flow forecasting to ensure any SME owner can be proactive, rather than be reactive and rely on last-minute loans. Business owners are prompted about potential finance concerns through their accounting platform (mainly Xero).
They sign up SMEs by approaching accountancy firms. This is a smart distribution channel: it’s effective and business owners typically have long-standing and trusting relationships with their accountants. The company has strong experience in AI and is in a strong position to make the most out of new data sources. With the increase in data available through Open Banking, the product that provides the best insights with the data is likely to be the winner here.
The company plans to become a broker of loans and credit. Fluidly has the relationship with SMEs and the data required to know if a business needs a loan, when it should be able to repay, and therefore can recommend the best options. Recent acquisition of Fluidly by OakNorth will drive forward a joint mission to empower SMEs.
Freddie
Company Specialist at Welcome to the Jungle
Benefits
- Holiday allowance: 25 days (excluding bank holidays) and we will make you take it. Burnout is not big or clever
- Hybrid working: each week we work partly from home (for those work/life balance, deep focus days) and partly from the office (for those collaborative meeting, post work beers days)
- Private health cover: Our Vitality health insurance covers your physical and mental health and provides you with a discounted gym membership and half-price health screens
- Equity: We want everyone to have a meaningful stake in the business
- Enhanced maternity, paternity and adoption leave
- Great Tech: including a budget to kit out a home work space too
- Commuter support: we offer the cycle to Work Scheme and Season Ticket Loan to help you get back to the office
- Perks and discounts: a range of discounts available through Vitality (fitness watches, Waitrose cashback, gym membership etc.) and CharlieHR
Funding (last 2 of 5 rounds)
Jun 2020
$0.4m
GRANT
Jun 2019
$6.5m
GRANT
Total funding: $16m
This company has top investors
Leadership
Johnnie Ball
(Chief Data Officer)Studied Machine Learning at UCL and was a data scientist at Octopus Energy.