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Fluidly
Intelligent cash flow management software
- 21-100 employees
- Fintech
- B2B
- Bookkeeping
- SaaS
- Accounting
- Automation
- London, UK
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Company mission
To help business owners take control of their financial future, so they can worry less and sleep better.
Our take
Many small business owners use spreadsheets and Excel to forecast their cash-flow. Fluidly automates cash-flow forecasting to ensure any SME owner can be proactive, rather than be reactive and rely on last-minute loans. Business owners are prompted about potential finance concerns through their accounting platform (mainly Xero).
They sign up SMEs by approaching accountancy firms. This is a smart distribution channel: it’s effective and business owners typically have long-standing and trusting relationships with their accountants. The company has strong experience in AI and is in a strong position to make the most out of new data sources. With the increase in data available through Open Banking, the product that provides the best insights with the data is likely to be the winner here.
The company plans to become a broker of loans and credit. Fluidly has the relationship with SMEs and the data required to know if a business needs a loan, when it should be able to repay, and therefore can recommend the best options. Recent acquisition of Fluidly by OakNorth will drive forward a joint mission to empower SMEs.
Freddie
Company Specialist at Welcome to the Jungle
Benefits
- Holiday allowance: 25 days (excluding bank holidays) and we will make you take it. Burnout is not big or clever
- Hybrid working: each week we work partly from home (for those work/life balance, deep focus days) and partly from the office (for those collaborative meeting, post work beers days)
- Private health cover: Our Vitality health insurance covers your physical and mental health and provides you with a discounted gym membership and half-price health screens
- Equity: We want everyone to have a meaningful stake in the business
- Enhanced maternity, paternity and adoption leave
- Great Tech: including a budget to kit out a home work space too
- Commuter support: we offer the cycle to Work Scheme and Season Ticket Loan to help you get back to the office
- Perks and discounts: a range of discounts available through Vitality (fitness watches, Waitrose cashback, gym membership etc.) and CharlieHR
Company values
- We are together - ‘If you want to go fast, go alone. If you want to go far, go together.’ There’s no room for egos or drama here - we step up for each other and our customers without fail. We humbly work hard at working together.
- We step up - At Fluidly, we question the status quo. With a burning desire to make things better, we find what needs to be done and get it done, without faffing around.
- We are straightforward - We’re frank, accessible and always keep it simple: in our product, our comms and our business practices. Business finance can get pretty complex, so we make sure to present things clearly.
- We care - Whether it’s our product, our partners or our people - we care. We’re conscientious with our work and respectful to the people we come into contact with. We don’t leave things unfinished or people in the lurch.
- We find the right solution - We’re proud of the rigour we apply to difficult problems but we don’t let theory get in the way of actually getting it done. We’re excellent at balancing thinking and doing.
Funding (last 2 of 5 rounds)
Jun 2020
$0.4m
GRANT
Jun 2019
$6.4m
GRANT
Total funding: $15.7m
This company has top investors
Leadership
Johnnie Ball
(Chief Data Officer)Studied Machine Learning at UCL and was a data scientist at Octopus Energy.
Articles
Endorsements
All
Nice people (3)
Challenging work (1)
Opportunities to learn (1)
Supportive management (1)
Great work is recognised (1)
Team energy (1)
Flat hierarchy (1)
One of the main reasons I stay at Fluidly (aside from an interesting domain) is the people in engineering. There is very little ego and while there is pressure to deliver, we still find a lot of time to laugh together and work through problems as a team. We try to ensure no one is left on their own to struggle.
Software Engineering
Team energy
Oct 2021
My manager has backed me all the way while being here. Occasionally, there are difficult conversations but it's always done with respect so we can work through those issues together to understand how we both can improve for next time. I've also had some very difficult personal circumstances this year and he was extremely quick to think how he could help me focus on my home life while things settled down.
Software Engineering
Supportive management
Oct 2021
Pretty much similar to my last point that people are always able to have fun even in pressured situations. It's rare to have a team of talented individuals that exhibit almost no ego at all.
Software Engineering
Nice people
Oct 2021
Every team member has the desire to develop their skills and is given the freedom to try to apply things they are passionate about. If you're interested in doing something new there's bound to be someone who's interested to help you grow together. The bonus is that a lot of these actions lead to process improvements that benefit the rest of the team!
Software Engineering
Opportunities to learn
Sep 2021
Work can be stressful. Working remotely can put added pressure on you. But I've found that every teammate is here for you. We're a very diverse bunch of people but we all get along really well, to the point that we regularly play games together or grab lunch whenever we're in the office :)
Software Engineering
Nice people
Sep 2021
There aren't any egos. If you have a suggestion then it's listened to. If it's good we go for it, if not then maybe next time. Of course there are more experienced colleagues, but they aren't here to rule - more to make sure that the conditions are right for everyone to flourish.
Software Engineering
Flat hierarchy
Sep 2021
I was onboarded remotely, so didn't meet my team mates for many months! Despite that, I felt welcomed, and the engineering team does make a lot of an effort to socialise (both online and offline).
Software Engineering
Nice people
Sep 2021
We have a recognitions channel on Slack where you can give some positive feedback to anyone in the company.
Software Engineering
Great work is recognised
Sep 2021
Fluidly is a growing startup, but with big ambitions for its product. There are (and will be) plenty of technical challenges in trying to realise Fluidly's vision for its products.
Software Engineering
Challenging work
Sep 2021