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Masa Finance

Decentralized credit bureau and embedded lending protocol

Masa Finance logo
1-20 employees
  • Fintech
  • B2C
  • Credit Scoring
  • Cryptocurrency
  • Lending
  • Blockchain
  • Web 3.0
SoMa, San Francisco, CA

Company mission

Masa Finance's mission is to make access to credit and wealth creation available to anyone through decentralized finance.

Our take

Masa Finance is looking to provide credit scoring via the blockchain, combining over 10,000 off-chain sources like banking data (via the co-founder’s other venture, Pngme), and on-chain data from 26 sources including crypto wallets and exchanges. The resulting hybrid and non-fungible credit score aims to help nearly 5 billion more people access lending at competitive rates.

It’s a modern solution to the equitable access issue which has been plaguing the credit sector for decades. Without access to fair, or even any, credit-building tools, bankless people are left behind in an increasingly credit-oriented global economy. Many fintech startups have stepped up to tackle the issue, either using traditional or blockchain data - but Masa are, to date, the only ones bridging the two data pools.

This will prove crucial if, as predicted, financial institutions continue their forward march towards a more blockchain-focused infrastructure over the coming decades. Masa’s is an ambitious goal that - if realized - could overhaul substantial issues with the sector and unlock increasingly vital financial products to radically underserved communities. With a rapidly-growing user base of 36,000+ already on the books, this recently launched operation is making good headway.

Steph headshot

Steph

Company Specialist at Welcome to the Jungle

Benefits

  • Founder-led company
  • Mission-driven company with a focus on building a happy and healthy work culture
  • Flexible work policy from our co-working space in San Francisco or remote
  • Innovative engineering and product culture
  • Inclusion and diversity as a company priority
  • Inclusive stock/token option plans
  • Competitive compensation
  • Comprehensive benefits (including 100% healthcare, dental, and vision)
  • Additional benefits include home office reimbursements

Funding (2 rounds)

Jan 2024

$5.4m

SEED

May 2022

$3.5m

SEED

Total funding: $8.9m

Leadership

Brendan Playford

(Founder & CEO)

A serial entrepreneur who founded B & R Playford, Crush Foods and then Swift Mine. Subsequently was a FullFunnel account director, then head of demand generation at DroneDeploy, before returning to entrepreneurship by founding Constellation Labs and Pngme.