Nova Credit

Cross-border credit reporting

Nova Credit logo
101-200 employees
  • Fintech
  • B2C
  • Credit Scoring
  • B2B
  • Lending
  • Financial Services
  • SaaS
  • Social Impact
Financial District, San Francisco, CA

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Company mission

To inspire and facilitate the flow of human diversity, helping the world's moving population to arrive and thrive.

Top investors

42% female employees

2% employee growth in 12 months

Glassdoor (3.9)

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Trustpilot (2.5)

Our take

For the 15 million new immigrants who arrive in the US each year, it’s crucial to have a working credit history. Without this, they’ll be unable to rent an apartment, apply for a credit card or in some cases even get a job. The issue is that their credit history won’t have travelled with them, so lenders in their new country won’t be able to verify their eligibility. Nova Credit's founders experienced this problem first-hand, as Esipov is a first-generation Russian immigrant.

Nova Credit imports financial histories to enable immigrants to set up lives in new countries, with their ‘Credit Passport’. This is a digital framework that connects an individual’s credit history information from one country to the country where they are currently residing.

Nova Credit is currently able to import credit history from over 20 countries. Since being accepted to Y Combinator in 2016, the company has raised considerable funding from major finance players such as HSBC. Nova Credit has grown its footprint significantly, covering more than 1 billion consumer credit profiles, and is using its funding to strengthen its platform's infrastructure, analytics and compliance.

Steph headshot

Steph

Company Specialist at Welcome to the Jungle

Benefits

  • Complementary wellness benefits, including Headspace and Ginger subscriptions
  • $75/month contribution by Nova towards commuter benefits
  • Dental and vision are 95% subsidized for Nova Credit employees, and 50% for dependents
  • Unlimited paid time off policy
  • $1500/year professional development budget
  • Catered lunch on Mondays, Wednesdays, and Fridays
  • Health insurance
  • Free flight anywhere in the world on every anniversary

Funding (last 2 of 6 rounds)

Oct 2025

$35m

SERIES D

Oct 2023

$45m

SERIES C

Total funding: $149.5m

This company has top investors

Leadership

Misha Esipov

(Co-Founder & CEO)

Previously Teaching Fellow at NYU Stern School of Business for 2 years and Investment Banker at Goldman Sachs for 3 years.