AML Operations Analyst, Ramp

• Minimum 2 years of experience in compliance operational teams
• Familiarity with KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes compliance
• Ability to handle multiple and fast-changing priorities
• Excellent written and verbal communication skills
• Investigative and critical thinking skills

Desirable

• As a member of Ramp’s AML Team, you will play a key role in executing Ramp’s anti–money laundering and sanctions compliance program
• You will be responsible for reviewing transaction monitoring alerts, conducting investigations, and completing enhanced due diligence (EDD) reviews to identify and mitigate financial crime risks
• This role is ideal for someone who thrives in a fast-paced fintech environment, has strong analytical and investigative skills, and is excited about building scalable processes to support Ramp’s growth
• You’ll work closely with our Compliance, Risk, Product, and Fraud Operations teams to ensure Ramp maintains a strong financial crimes compliance program
• Review and disposition transaction monitoring alerts across Ramp’s product lines to identify potentially suspicious activity
• Investigate suspicious activity and prepare documentation supporting SAR decisions and filings
• Review sanctions and PEP screening alerts, escalating and reporting true matches as required
• Conduct enhanced due diligence (EDD) on higher-risk customers, entities, and counterparties
• Assist in the ongoing optimization of Ramp’s AML systems and transaction monitoring rules
• Support responses to bank partner requests, audits, and regulatory reporting obligations
• Identify process improvements, document findings, and contribute to compliance procedures and training materials