Insurance Product Development Manager, Kin Insurance
$120-150k
Offers equity
More information about location
Personalized home insurance platform
Be an early applicant
Personalized home insurance platform
501-1000 employees
Be an early applicant
$120-150k
Offers equity
More information about location
501-1000 employees
Company mission
To reimagine home insurance for every new normal.
Role
Who you are
- 5+ years of product development experience required
- 5+ years of insurance product development experience
- Demonstrated experience building or launching new insurance products, features, or rating enhancements
- Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness
- Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results
- Strong understanding of regulatory modeling and compliance requirements across multiple states
- Ability to translate market research and competitive analysis into concrete pricing and product recommendations
- Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams
- Homeowners insurance experience preferred but not necessary
What the job involves
- You'll design new insurance products and features, then drive their rollout across new and existing states
- We're looking for a Pricing and Risk Manager to help us build the next generation of insurance products and coverages as well as expand Kin's footprint across states
- This role sits at the intersection of pricing strategy and product development — turning market insight and risk analysis into new coverage options, rating features, and pricing enhancements that customers actually feel
- This is a hands-on, builder-focused role
- You won't be managing a team — you'll be directly shaping the products and features that power Kin's growth, from initial concept through launch in both new and existing states. Your work will directly influence how competitively and confidently Kin can enter new markets and deepen its presence in current ones
- Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value
- Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance
- Own the research and proposal of new products, rules, coverages, and enhancements
- Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring
- Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows
- Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready
- Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features
- Translate market and competitive research into concrete product recommendations and pricing adjustments
- Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry
- In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create
- You'll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin's mission forward. Along the way, you'll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve
- By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you've helped make
- New pricing products or features have been successfully launched, showing meaningful impact to growth goals
- State expansion pricing models are built, validated, and ready for regulatory submission
- AI/ML tools are actively integrated into the pricing development workflow, improving speed or accuracy of analysis
- Cross-functional partners trust this person's product recommendations and rely on their analysis to make launch decisions
Application process
- Deadline to Apply: September 28, 2026 at 6:00 AM UTC
- The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:
- Prompt updates and feedback following interviews
- Interviews with recruiters, hiring managers, and members of teams
- Skills assessment relevant to the position, if applicable
- Genuine, thoughtful human interaction at every step
Our take
The setup process for home insurance can be difficult and time-consuming, particularly for complex and risky properties. Legacy insurance providers rely on users and brokers to insert uniform data, an approach that is not very accurate considering the idiosyncrasies of each individual property.
Kin Insurance works directly with consumers to provide bespoke and affordable home insurance. The company's software imports thousands of variables based on third-party data in order to provide a more personalized approach to home insurance. Data is also collected from aerial and satellite imagery, government records, and building permits to ensure a house is covered from localized threats such as wildfire, hurricanes and other natural disasters.
Recognizing the antiquated and one-size-fits-all nature of the current home insurance landscape, Kin Insurance has taken an innovative approach by focusing on data collection. Through these means, the company claims that it can offer personalized insurance that can be negotiated directly through its communication channels, ensuring that consumers can access the exact insurance they need without having to pay more than is required. Strong funding, raised across several rounds, will allow Kin to expand its network and business reach.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
12% employee growth in 12 months
Company
Funding (last 2 of 12 rounds)
Sep 2025
$50m
SERIES E
Feb 2024
$15m
SERIES D
Total funding: $376m
Company benefits
- Medical
- Dental
- Vision
- Life insurance
- Disability insurance
- Commuter benefit plan
- 401k
- Flex spending accounts
- Support for continuing education and professional development
- Training, development, and networking opportunities via Sales Assembly
- Flexible PTO
- Onsite gym membership
- Company-provided lunch each month
- Daily snacks
- Sodas, unlimited flavored water, & coffee
Company HQ
River North, Chicago, IL
Leadership
Sean Harper
(Co-Founder & CEO)Sean worked as a BCG Associate for 5 years before founding FeeFighters.com and working for 2 years at Groupon. After a year as CPO of 2Checkout, they co-founded Kin Insurance, serving since as CEO.
Lucas Ward
(Co-Founder & Member of the Board of Directors)Having studied at Southeast Missouri State University, Lucas spent half a decade at Accenture, before a combined 3 years at ThoughtWorks and Fundspire. They left their CTO position at Rippleshot in 2015 to co-found Kin Insurance in January 2016.
Vivek Vaid
(CTO)Previously CTO at BRANDED, FourKites, Chief Data Officer at Uptake and Head of Technology at Morningstar.
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