Senior Data Engineer, Abound
+ Equity
Personal loans & SaaS credit decisioning platform
Open for applications
Personal loans & SaaS credit decisioning platform
21-100 employees
Open for applications
+ Equity
21-100 employees
Company mission
To make affordable loans available to more people. We have built award-winning technology to look beyond credit scores and offer fair credit to people ignored by traditional lenders.
Role
Who you are
- The ideal candidate will have experience in building and maintaining ETL pipelines and data warehouses
- 3+ years of professional experience in data engineering
- Strong expertise in building and maintaining ETL pipelines
- Proficiency in SQL and experience with various databases (e.g., MySQL, PostgreSQL)
- Proficiency in a scripting language (preferably Python)
- Experience with data warehousing solutions (e.g., Amazon Redshift, Google BigQuery, Snowflake)
- Experience with CI/CD tools and processes
- Proficiency in Git for version control
- Strong problem-solving and analytical skills
- Effective communication and collaboration skills, especially with data scientists and analysts
- Experience with cloud platforms (e.g., AWS, GCP, Azure)
- Knowledge of data modelling, data governance, and data quality best practices
What the job involves
- We are looking for a highly motivated Data Engineer to be a key part in the deployment and maintenance of our data infrastructure, as we try to break the traditional consumer lending models
- Our tech stack: AWS Services (ECS, EC2, RDS, IAM, Cloudwatch, CloudTrail, KMS, Secrets Manager), Azure DevOps, Python, Cloudformation, AWS CDK, Postgres, MySQL, NewRelic
- ETL Pipeline Development: Design, build, and maintain efficient and reliable ETL pipelines to extract, transform, and load data into our data warehouse
- Collaboration: Work closely with data scientists, analysts, and other stakeholders to understand data requirements and ensure the availability and quality of data
- Data Integration: Integrate data from various internal and external sources, ensuring data consistency and accuracy
- Performance Optimisation: Optimise ETL processes for performance, scalability, and efficiency
- Data Quality: Implement data quality checks and monitoring to ensure the integrity and accuracy of data in the data warehouse
- Infrastructure Management: Manage and optimise the data infrastructure, ensuring high availability and reliability
- Version Control: Use Git for version control to maintain and manage codebases for ETL processes
- CI/CD Pipelines: Develop and maintain CI/CD pipelines for automated deployment of ETL processes
- Monitoring and Troubleshooting: Monitor ETL processes, troubleshoot issues, and implement solutions to prevent data pipeline failures
- Documentation: Document ETL processes, data workflows, and data structures to ensure knowledge sharing and maintainability
Salary benchmarks
Our take
Borrowers in the UK have been consistently over-charged in recent years, with lenders rejecting requests mostly on the basis of poor credit histories. Through Open Banking, Abound (formerly Fintern) is working to build a different approach that evaluates live transaction data, usually ignored by traditional lenders, in order to offer loans at more favourable prices.
Traditional banks are also slowly starting to use Open Banking data for income verification while other emerging firms, like Abound, are using it to support underwriting decisions. The company's technique allows it not to exclude people with limited or poor credit history and, instead, aims at defining a repayment plan that borrowers can realistically sustain over time.
A forward-looking approach is strongly needed in the lending industry, with the main improvement being the consideration in lending decisions of each customer's current circumstances and recent history. The challenge for Abound in the near future is to effectively exploit machine learning, technology and Open Banking Data while differentiating from the rest of the industry with its own customer-centric approach.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Employee endorsements
Intelligent people
"Everyone at Abound is focused on innovating and always willing to experiment new approaches and ideas. It makes the environment very stimulating."
Company benefits
- Everyone owns a piece of the company 📈Equity
- 25 days’ holiday a year, plus 8 bank holidays
- Save up to 60% on an electric vehicle through our salary sacrifice scheme with Loveelectric
- We offer all employees an affordable loan of up to £10k. The amount you can borrow may vary slightly, depending on your personal situation.
- Regular team lunches and events
- We invest in your training to help you grow in your career. Learn a new programming language. Sharpen those communication skills
- Free gym membership at the Circle Gym & Spa
- Free breakfast and snacks in the office. We’ll even cover your dinner if you’re working late
- Birthday cakes in the office
- Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering
- 2 paid volunteering days per year to all employees with the company charity - Spread a Smile
Company values
- Our customers come first
- We are all owners
- We move fast but thoughtfully
- We win as a team
Company HQ
St Katharine's & Wapping, London, UK
Leadership
Gerald Chappell
(CEO)Ex-Partner at McKinsey and EY. After leading McKinsey’s Digital Lending practice globally, they got frustrated with how slow banks were at adopting AI and new technology - it was time for a change.
Dr. Michelle He
(COO)Ex-Director at EY with a PhD in Machine Learning. 15 years of experience in financial services convinced them that another way of doing credit was possible.
Diversity, Equity & Inclusion at Abound
Dr. Michelle He (Co-founder and COO)
- We've always wanted to build the best possible team, regardless of accent, gender or background. Our team at Abound is diverse at every level. We help each other and work as a team to achieve our shared mission.
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