Software Engineer, TheGuarantors
Risk Solutions
$160-195k
1-3 days a week in office
Financial & insurance solutions for renters and landlords
Be an early applicant
Financial & insurance solutions for renters and landlords
201-500 employees
Be an early applicant
$160-195k
1-3 days a week in office
201-500 employees
Company mission
TheGuarantors' mission is to unlock opportunity and financial advantage for everyone involved in residential and commercial leasing.
Role
Who you are
- 5+ years of experience building backend services with common systems languages such as Go, Java, Python, or C#. Go experience is not required, but must be open to learning and using it
- Proven ability to independently execute complex engineering projects from design through delivery
- Advanced SQL skills and experience with PostgreSQL or other relational databases
- Familiarity with modern web infrastructure and production operations, including caching, Kubernetes, API gateways, observability, and deployment patterns
- Strong understanding of distributed systems and microservice architecture
- Experience with cloud providers such as AWS, Azure, GCP, or OCI, and managing infrastructure using IaC tooling such as Terraform
- Demonstrated ability to manage complex features end to end, partner with product and cross-functional stakeholders, and deliver high-quality work in a dynamic business environment
Desirable
- Experience working in a workflow orchestration/ ML infrastructure environment
- Experience working in a fast-paced, high-growth, cross-functional environment
What the job involves
- The Software Engineer - Risk Solutions owns TheGuarantors auto-underwriting and pricing infrastructure: the decisioning systems that determine applicant and outcomes, including Approve/Decline decisions and pricing
- The team is responsible for the end-to-end underwriting decision path, from orchestrating external data integrations and evaluating risk rules to returning decisions and pricing applicants. Common work includes building new capabilities for Risk analysts, implementing underwriting rules, onboarding new data sources, and improving pricing effectiveness
- Own a slice of the underwriting and pricing platform end to end, from requirements through development, QA, and production
- Lead technical design discussions, evaluate tradeoffs, and write clean, maintainable code through a strong code review culture
- Build and extend the critical decisioning systems at the core of underwriting and pricing
- Partner with Product, Design, Operations, Risk analysts, and Engineering to align on priorities and deliver high-impact solutions
- Communicate updates, risks, blockers, and recommendations clearly and proactively
- Identify opportunities to improve team processes, engineering output, and stakeholder/user experience
- Manage assigned work independently and follow through on commitments, deadlines, and deliverables
- Ensure work is completed in accordance with applicable policies, procedures, standards, and regulatory requirements
- Perform other role-related responsibilities as assigned and aligned with business needs
Our take
Home rental rates across the US are soaring. On average, rent went up by over 10% in a single year between 2021 and 2022, while in some cities that increase is as much as 40%. Renters are now struggling more than ever to qualify for homes and afford security deposits, which also impacts landlords who lack security.
TheGuarantors, which is a licensed insurance agent and broker, bridges this gap by acting as a co-signer, then offering to cover and underwrite security deposits if necessary in exchange for a percentage fee of the monthly rent.
There’s been a lot of movement in the rental startups space of late, with venture capital being poured into companies like rent-to-own Divvy and rent now, pay later startup Jetty.
TheGuarantors, however, has seen immense user uptake on its platform and has won the capital backing of Portage Venture, which it intends to use to scale both its product offering and staff headcount. This, plus B Corp certification awarded in 2024, will help TheGuarantors expand its market visibility.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 5 rounds)
Apr 2022
$50m
SERIES C
Dec 2021
$50m
SERIES C
Total funding: $138.4m
Company benefits
- Remote work: All our roles are 100% remote which allows the flexibility for our employees as we navigate the recent changes to our work environments.
- Opportunities to make an impact within a fast growing company
- Medical, Dental, & Vision insurance (beginning day one)
- 401(k)
- Competitive salary
- Generous PTO and paid holidays
Company HQ
World Trade Center, New York, NY
Leadership
Julien Bonneville
(Co-Founder & CEO)Was a Founding Partner of consulting and market data firm Sanisphere, which provided health and pharmaceutical intelligence in developing countries, then an Associate at McKinsey & Company before joining IMS Health as a Consultant.
Bob Schmidt
(Co-Founder & CRO)Founded and led Donnin Publishing from 1990-2013, before founding Rentassure Agency where they served as CMO, CEO, and Chairman. Before TheGuarantors they were a Leasing Manager in the Long Island City Project for TF Cornerstone.
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