Analytics Internship, Enova

Summer 2025

Salary not provided
SQL
Chicago

More information about location

3 days a week in office

Enova

AI-driven financial credit provider

Open for applications

Enova

AI-driven financial credit provider

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Open for applications

Salary not provided
SQL
Chicago

More information about location

3 days a week in office

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Company mission

Enova's mission is to help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.

Role

Who you are

  • Working towards a Bachelor's degree, Master's or PhD in a related field of study with a planned graduation of Winter 2025 or Spring 2026
  • Advanced programming ability to write customized code for meaningful data analysis in at least one programming language
  • Working knowledge of SQL
  • Proficiency in spreadsheet applications and advanced use of statistical applications and databases
  • Experience communicating technical concepts to a non-technical audience

What the job involves

  • Dates: June 17th - August 22nd
  • As an Analytics Intern, you’ll immerse yourself in the Analytics department and get a unique experience by working on real projects that impact our day-to-day business and production
  • We are problem-solvers, self-directors and action-oriented thinkers so you’ll be expected to hit the ground running and own your projects, with guidance from your manager and teammates
  • You’ll be placed on either or Portfolio or Business Forecasting Analytics teams and, while that will be your primary team for the summer, you’ll gain exposure to and work with the other groups throughout your internship so you leave Enova with a strong understanding of what we do and what you’d like to focus on post-graduation
  • When you’re not performing your Analytics responsibilities you’ll be having fun, learning professional skills and networking with the rest of Enova
  • Learn the technologies, strategies and analytic techniques we use here at Enova
  • Develop, enhance and test the company’s models for use in determining the appropriate lending criteria and verification procedures
  • Conduct ad hoc analysis using statistical and financial tools to recommend risk management, marketing and operational strategies
  • Work with senior management to develop key performance indicators (KPI's) to ensure that our products are performing optimally
  • Present on your project findings and results to key executives and the department at the conclusion of your internship

Our take

Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.

Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 8 million customers have funded almost $50 billion through the platform to date.

Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.

Steph headshot

Steph

Company Specialist at Welcome to the Jungle

Insights

Some candidates hear
back within 2 weeks

13% employee growth in 12 months

Company

Company benefits

  • Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day…Plus so much more!

Company values

  • Customer first: We listen to our customers’ needs and create products that solve real problems. We deliver beyond expectations, treating our customers the way we want to be treated
  • Best answer wins: We believe innovative ideas and solutions can come from anywhere. That’s why we make sure the best answer wins — no matter who it’s coming from.
  • Operate as an Owner: The entrepreneurial spirit runs strong at Enova. We encourage team members to think big and move fast and use resources like they’re their own
  • Accountable for Results: We’re a data-driven company, and we use that data to add value and create results. We set our expectations high and do what we say we are going to do
  • Top Talent and Teamwork: Enova is a place for the best and brightest, from all walks of life and parts of the world. We work in small, focused teams that encourage diversity of thought

Company HQ

Chicago Loop, Chicago, IL

Leadership

David Fisher

(CEO, not founder)

Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.

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