Senior Credit Analyst, Rho
$80-105k
+ Equity
Office located in Soho, NYC
Business banking platform
Be an early applicant
Business banking platform
201-500 employees
Be an early applicant
$80-105k
+ Equity
Office located in Soho, NYC
201-500 employees
Company mission
To take the friction out of finances, and to prime their customers for success.
Role
Who you are
- 3+ years of full-time experience at a bank, fintech lender, accounting firm, or similar institution
- Excellent interpersonal skills across a variety of communication styles. Ability to work cross functionally
- Quantitative background, including degree in mathematics, natural sciences, or engineering
- Proficient in U.S. GAAP and three-statement financial modeling in Excel
- Extreme attention to detail, capable of performing work with ownership mentality
- Comfortable working independently and managing ambiguity in a fast paced environment
- Extreme intellectual and personal integrity
- Capable of multi-tasking across competing assignments with changing priorities and deadlines
- Bonus points if you have experience in (1) SQL/data query languages, (2) investigative research, and/or (3) studying the DTC ramen industry and being able to articulate whether or not it's cyclical
What the job involves
- We’re looking for an experienced, detail-oriented, and results driven Sr. Credit Analyst to join our Credit team in the New York City Soho Office. You will also work with members of our data, sales, risk operations, client development, and other teams to provide a frictionless experience for our clients while ensuring compliance with internal policies. This role will require you to be efficient and nimble. The primary business hours are 9:00 am ET to 6:00 pm ET
- Manage the credit application process from information gathering to credit underwriting and post-closing monitoring
- Perform credit analyses, utilizing Excel and other software tools, including building a cash flow statement and analyzing bank data
- Leverage internal and external tools and databases to complete company due diligence across business attributes such as products, customers, management team, and capital formation
- Effectively communicate credit-application requirements and status to internal and external parties verbally and in writing
- Update accounting and bank data across all portfolio companies each month
- Monitor clients’ banking and card activities, and provide risk alerts and recommendations
- Maintain up-to-date client files by ensuring connectivity to third-party accounting and bank data platforms, and collecting and tracking financials and other information on a regular basis
- Assist and manage other credit team members on all aspects of underwriting, risk monitoring, portfolio management, and ad hoc projects as needed
Our take
Rho was founded to address the growing need among small and medium-sized businesses for a unified solution to manage corporate spending and cash flow. Aiming to serve companies with 30 to 500 employees, Rho designed its platform to create seamless workflows across banking, corporate cards, and accounts payable.
The company introduced Rho AP, an accounts payable product, followed by a corporate card in partnership with Sterling Bank, enhancing its offering for businesses looking for efficiency in managing financial operations. With a clear focus on product strategy and growth, Rho has been expanding its team and integrating AI capabilities into its platform to stay ahead of the evolving fintech landscape.
Freddie
Company Specialist at Welcome to the Jungle
Company
Funding (last 2 of 4 rounds)
Dec 2021
$75m
SERIES B
Jan 2021
$15m
SERIES A
Total funding: $97.2m
Company benefits
- Medical, dental, and vision
- Commuter benefits
- Flexible work policy
- Wellness perks
Company values
- Speed: We move fast. Really fast. Speed is critical to every move we make. We prioritize impact, focus on tasks that add immediate value, and relentlessly refine our work to achieve more for our clients. Our pursuit of speed helps propel our journey from incremental to transformational change year over year
- Precision: We may not make the most moves, but we make the right ones—every time. We believe in critical thinking, deep research, thoughtful analysis, and careful work that makes a difference. Through precision, Rho delivers meaningful, impactful results for our company, our culture, and our customers
- Diversity: Rho’ers come from many different backgrounds, specialties, and career paths. Our differences amplify not only our individual potential but also our collective ambition. Our diverse voices, perspectives, and skill sets mean we’re always ready to take on any challenge in any industry
- Empathy: We at Rho consider empathy our paramount company value. We have empathy for our clients, our colleagues, and our partners. We strive to understand them, relate to them, and consider them with compassion in every aspect of our daily work. We are here for all and push forward for all
- Creativity: We push ourselves to imagine exciting new possibilities and outcomes that defy the status quo. We don’t dismiss established practices on principle but consider alternatives through a unique lens, breaking down traditional barriers to innovation, collaboration, and performance
Company HQ
SoHo, New York, NY
Articles
Leadership
Everett Cook
(CEO)Studied International Economics at Vanderbilt, before working in Investment Banking at Deutsche Bank. They were a Senior Analyst at Taylor Woods and Atreaus Capital.
Alex Wheldon
(President & CPO)Founded Trebax Innovations and Kanary Limited. Served as CMO of Smarkets and CPO of Lyst.
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