Backend Software Engineer, Plaid

$176.4-243.6k

+ Offers Equity

Junior and Mid level

New York

1-5 days a week in office (Spring Street, New York)

Data network powering the tools millions of people rely on to live a healthier financial life

Open for applications

Data network powering the tools millions of people rely on to live a healthier financial life

1001+ employees

FintechB2BBankingInternal toolsSaaSAPI

Open for applications

$176.4-243.6k

+ Offers Equity

Junior and Mid level

New York

1-5 days a week in office (Spring Street, New York)

1001+ employees

FintechB2BBankingInternal toolsSaaSAPI

Company mission

To unlock financial freedom for everyone.

Job

Company

Role

Who you are

1-4 years of software engineering experience (post-internship)
Proven ability to ship reliable systems or features at scale
Strong problem-solving skills. You turn ideas into practical, maintainable solutions
High ownership. You are excited to roll up your sleeves and figure things out that don’t have precedent at Plaid
Collaborative mindset. You thrive in a fast-paced environment and enjoy working with others to deliver results
Growth oriented. You seek feedback, learn quickly, and take pride in improving your craft
We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

What the job involves

Plaid’s mission is to unlock financial freedom for everyone by making money movement and access to financial data simple and secure. As a Software Engineer, you will design and build the systems that power how millions of people connect to their finances.
You will work across the stack, from reliable backend services and APIs to intuitive applications that bring those systems to life. You will collaborate with engineers, product managers, and designers to ship products that make financial services more accessible and transparent. At Plaid, engineers take ownership early, grow quickly, and see their work reach millions of users
System Design & Development: Build and maintain scalable, reliable backend or fullstack systems and APIs that power Plaid’s products
Collaboration: Work closely with product managers, designers, and other engineers to define and deliver features that solve real customer problems
Code Quality: Write clean, efficient, and well-tested code. Participate in reviews to maintain high engineering standards
Testing & Debugging: Build automated tests, monitor system performance, and troubleshoot issues in production environments
Continuous Improvement: Contribute to technical design discussions, share best practices, and help improve how we build at Plaid

Our take

Plaid builds infrastructure that allows consumers to interact with their bank account on the web through a number of third-party applications, like Venmo, Robinhood, Coinbase, Acorns and LendingClub.

Plaid has integrated with over 12,000 financial institutions in the US, Canada, the UK and Europe. And about a quarter of people living in North America with bank accounts have linked with Plaid through at least one of the hundreds of apps that leverage Plaid’s application program interfaces (APIs).

The platform allows companies to create financial services applications without having to hire their own team of engineers to build out a tool that connects apps to its users’ bank accounts. This is very valuable in a world where there are increasing number of fintechs, so the demand for Plaid's services are only going to grow.

Steph

Company Specialist at Welcome to the Jungle

Insights

Top investors

40% female employees

-15% employee growth in 12 months

Glassdoor (4.2)

Company

Funding (last 2 of 6 rounds)

Apr 2025

$575m

LATE VC

Apr 2021

$425m

SERIES D

Total funding: $1.3bn

Company benefits

Vibrant offices in SF, NYC, and Raleigh-Durham—with catered meals, happy hours, and clubs to keep you connected
Competitive pay, comprehensive health benefits, and support for fertility, mental health, and parental leave
Lifestyle perks including home office stipends, daycare support, and commuting benefits like CitiBike and Lyft

Company HQ

SoMa, San Francisco, CA

Leadership

Zach Perret

(Co-Founder & CEO)

Previously, Zach was a Consultant at Bain and a Research Fellow and Trustee at Duke before co-founding Plaid ion 2012.

Salary benchmarks

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