Capital Markets Associate, Ramp

• Bachelor’s Degree in finance, economics, or related field
• 3+ years of experience working in a sell-side or buy-side ABS trading, securitization or asset financing-related role
• Excellent financial modeling and quantitative data analytics skills
• Comfortable with large data sets
• Extremely detail-oriented with a high regard for precision
• Relationship-minded with excellent communication abilities, both written and verbal
• Ability to thrive in small, collaborative, and ambiguous environments
• Ability to blend strategic and tactical skills

Desirable

• We're seeking a driven Capital Markets Associate to join Ramp's growing Finance and Capital Markets team
• This role offers a unique opportunity to help build and scale a best-in-class Capital Markets function while making significant contributions to Ramp's growth
• As a key member of our team, you'll play a pivotal role in optimizing and executing Ramp's funding strategies while leveraging your expertise to help manage our capital partner relationships
• You’ll also serve as a critical cross-functional partner, collaborating closely with teams across accounting, data, engineering, finance, product, treasury, and risk
• This position presents a rare opportunity for professional growth and development, regular exposure to Ramp’s leadership team, and the chance to make a true impact at a fast-paced start-up
• Support the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document execution
• Evaluate the impact of various funding strategies under the context of Ramp’s broader corporate strategy
• Engage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnerships
• Evaluate economic outcomes and capital implications of new products and commercial agreements
• Manage the day-to-day aspects of Ramp’s warehouse facilities and ABS facilities
• Own the suite of Capital Markets models
• Ensure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changes
• Be the point person for field exams, audit requests, ratings agencies, and lender comms
• Identify ways to automate and streamline processes to increase efficiency and scalability