Senior Data Scientist, Tilt
Methodologies
$164-192k
Offers Equity
Credit health & financial management app
Be an early applicant
Credit health & financial management app
201-500 employees
Be an early applicant
$164-192k
Offers Equity
201-500 employees
Company mission
To expand access to fair credit to give anyone in the world the opportunity to improve their financial security and mobility.
Role
Who you are
- Hands-on experience building and training deep learning models
- Comfort working with modern ML frameworks (PyTorch, TensorFlow, or similar)
- Experience applying ML to real-world problems, ideally in financial services (credit, lending, payments, or banking)
- Experience taking a project from an open question to a measurable business outcome
- Clear, thoughtful communication — you can explain technical ideas in ways others can engage with
- Bonus: hands-on experience building with LLMs or agent frameworks, or excitement to learn. You see agents as a way to multiply what a small, senior team can do
- Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you
What the job involves
- At Tilt, we're constantly exploring new ways to understand financial behavior and reduce risk. The work you do in this role will go directly into the foundational models we're building for our products
- We're looking for a Senior Data Scientist to join our Methodologies group — a role focused on building and advancing foundational modeling approaches. You'll build and test deep learning methods such as transformers to improve how we understand financial data and make lending decisions
- This is a great role for someone who's deeply curious about new modeling techniques and wants to see their ideas make a real difference. You'll work with a small, experienced team of data scientists and engineers, taking projects from first idea to working model on financial data challenges — from credit decisioning to customer behavior!
- You'll also be at the forefront of how data science is practiced in the age of AI agents. Our team builds with agentic tools every day, and you'll use them in your own work and help build the specialized agents that speed up both DS and business workflows
- We're looking for someone who enjoys learning, experimenting, and collaborating — a person who can connect technical exploration to meaningful business impact. If you're excited by applying new methodologies in ways that help people access fairer credit, you'll fit right in
- Build, train and evaluate deep learning models on Tilt's financial data
- Ship models and model components that plug into Tilt's existing ML pipelines to improve credit modeling and loss prediction
- Own your projects end to end, from hypothesis to a model in use, with general direction from the team's leads
- Work closely with data scientists, engineers, and product partners to turn your results into practical solutions
- Run representation learning experiments — including pretraining and fine-tuning — on real financial data, with a clear design up front and an honest read on what worked
- Share findings and help peers pick up new deep learning methods
- Measure the impact of your models not just by accuracy, but by how they improve outcomes for Tilt's customers and partners
- Use agentic development tools (e.g., Claude Code, Codex) to speed up experimentation, feature engineering and model iteration
- Build and improve specialized agents that support DS workflows
Our take
An individual’s credit score greatly influences their life, affecting their ability to rent, receive loans, buy a house, and access affordable interest rates. But you have to have credit to build credit, leaving a lot of people in a catch-22 situation. Tilt (formerly Empower Financial) is a mobile-only app that makes credit more inclusive and accessible, helping customers achieve their credit health goals regardless of their credit history (or lack thereof).
Though other FinTech companies such as Mint or Personal Capital also offer impressive financial tracking for their customers, Tilt’s comprehensive set of personal finance features including cash advance and automatic savings offerings make it a better choice for people who want to use a single app to manage their finances.
By empowering people to take control of their money through its range of financial services, Tilt is working to break the cycle of paycheck-to-paycheck living. Backed by Blisce, Defy Ventures and Quiet Capital, the company has been significantly growing its revenue in recent years and was recognized in the 2022 Inc. 5000 list of the fastest-growing companies in the US.
Freddie
Company Specialist at Welcome to the Jungle
Insights
45% employee growth in 12 months
Trustpilot (1.9)
Company
Funding (last 2 of 3 rounds)
Sep 2022
$75m
LATE VC
Mar 2020
$20m
SERIES A
Total funding: $99.5m
Company benefits
- Virtual-first teamwork: Great work happens anywhere. We're collaborating across 14 countries, 12 time zones
- Full health coverage: Find flexible plans at every premium level and substantial subsidies that stand up to global standards
Company HQ
Mission District, San Francisco, CA
Leadership
Warren Hogarth
(Co-Founder & CEO)Previous a Partner at Sequoia Capital and is an Early Investor/Company Builder for multiple companies.
Justin Ammerlaan
(Co-Founder & CTO)Previously founded Ammerlaan Initiatives and Co-Founded White Room Trading. Also worked as a Senior Software Engineer at SDM and a Technical Architect at Fujitsu.
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