Senior Software Engineer, Upstart
Product
$163.6-226.4k
+ Bonus + Equity + ESPP
More information about location
AI lending marketplace
Open for applications
AI lending marketplace
1001+ employees
Open for applications
$163.6-226.4k
+ Bonus + Equity + ESPP
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 5+ years of experience developing full stack web applications professionally
- Proficiency with either Kotlin, Ruby, Java, or C# and at least one other programming language
- Proficiency with React.js
- Passionate about the end-user experience, exhibiting a product-oriented mindset
- Depth of experience in software development principals and best practices for creating scalable and maintainable systems
- Proven ability to effectively analyze and solve complex problems
Desirable
- AI-native experience leveraging AI tooling to help improve development efficiency, processes, collaboration, or communication
- Experience with Next.js and Vercel
- Experience with the Spring Framework
- Familiarity with Ruby on Rails
- Strong sense of ownership and accountability for the quality and timely delivery of work
- Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
- Demonstrated ability to take feedback well and actively incorporate it into work with a desire to continuously improve
What the job involves
- As a Senior Software Engineer at Upstart focused on Full Stack, B2C product development, you will build features which engage our borrowers
- You will lead projects which align the Upstart Small Dollar Loan strategy
- You will help move Upstart's web product forward, adding more capabilities to allow all Upstart verticals to build web features
- This role will report initially to the VP of Engineering for Small Dollar Loans
- Build high quality web features for the Small Dollar Loans product to engage and delight our customers
- Lead projects from requirements, through design, and into the hands of our customers
- Mentor other engineers
- Collaborate with other engineers on developing northstar designs and engineering strategy
- Review code from other engineers within the team and across Upstart
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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