Senior Data Scientist, GoCardless
Fraud Prevention
£99.2-148.8k
+ Equity
1+ day a week in office
Making payments easier for everyone
Job no longer available
Making payments easier for everyone
501-1000 employees
Job no longer available
£99.2-148.8k
+ Equity
1+ day a week in office
501-1000 employees
Company mission
To become the world’s bank payment network.
Role
Who you are
- You hold a degree (or PhD) in a STEM discipline or an equivalent commercial experience
- You have a track record of deploying predictive models and data products in production with quantifiable impact (experience in Fintech, Fraud Prevention, or Payments is a big plus)
- You can translate complex ML concepts into practical product solutions and communicate these ideas clearly to non-technical peers
- You are experienced with writing and maintaining code to a production-level standard, supporting the team with code reviews
- You are comfortable contributing across the full model lifecycle, from deep-dive analysis and feature engineering to prototyping, validation, and live A/B testing
What the job involves
- This role will be working within the Fraud Prevention team in our Merchant Operations Group
- The Fraud Prevention team plays a critical role in protecting the integrity of the GoCardless platform by building systems that prevent and detect merchant fraud before it impacts our business or our customers
- The Fraud Prevention Data Scientist will work closely with Engineers and Fraud Analysts to develop and deploy predictive models that strengthen our fraud defenses
- You’ll focus on the end-to-end delivery of ML solutions - from feature engineering and prototyping to production-grade deployment - to reduce false positives and automate controls without introducing unnecessary friction
- You’ll also collaborate with cross-functional stakeholders to ensure our ML products scale on our GCP stack, driving fintech innovation while supporting a seamless customer experience
- Contribute to the end-to-end delivery of models at scale, from initial discovery and feature engineering to production, A/B testing and continuous monitoring
- Collaborate with product, engineering and data science peers to turn complex data into real-time, mission-critical fraud prevention solutions
- Raise the team’s collective bar through hands-on technical leadership and knowledge sharing
- Help bring to live the latest developments in ML and payer fraud prevention to drive innovation at GoCardless
- Being a self-starter who thrives on taking a vague business problem and owning the journey from the first prototype to a live, measurable solution
- Contributing to the future of fraud prevention, by shaping up the data and ML products all the way from the initial insights to the market-ready solutions
- Working with a range of stakeholders to discover and design ML solutions, adapting them to the markets as we grow
- Building production-grade ML models on a streamlined GCP and Vertex AI stack to drive fintech innovation
Salary benchmarks
Our take
GoCardless has emerged to facilitate recurring payments, with a focus on streamlining the subscription economy. After securing $75M in 2019 for international expansion, the company now operates in over 30 countries, processing over $130B annually across more than 2500 for 100,000 businesses.
Recent advancements include the acquisition of Nordigen in 2022, enabling GoCardless to leverage OpenBanking functionality and establish a robust platform for direct bank-to-bank payments. The company also achieved an impressive $312 million in Series G funding in 2022. With a strategic eye on the future, GoCardless introduced GC Embed, a white-labeling product granting other payment providers access to its premier bank payment platform.
This success is underscored by the company's commitment to innovation, exemplified by its 2019 partnership with TransferWise, integrating foreign exchange rates into its services. GoCardless continues to evolve, navigating the complex landscape of recurring payments and staying ahead of competitors like Stripe and Square, who are beginning to enter the subscription economy. With a global footprint spanning the UK, France, the US, Ireland, Latvia, Portugal, and ANZ, GoCardless remains at the forefront of reshaping how businesses manage and process recurring payments on a massive scale.
Steph
Company Specialist at Welcome to the Jungle
Meet the team
Jana, Junior Data Analyst
Insights
Company
Funding (last 2 of 10 rounds)
Feb 2022
$312m
SERIES G
Feb 2021
$105m
SERIES F
Total funding: $634.5m
Company benefits
- Enhanced maternity, paternity and shared parental pay
- 27 days holiday (excl. bank holidays)
- Work-away scheme
- Health insurance
- 4 additional wellbeing days off per year
- Equity grant for all permanent employees
Company values
- Start With Why: We believe you can only do a job properly when you know why you are doing it. Understanding why we care about the problem motivates us to keep going until we’ve solved it
- Make it Happen: We work with urgency, and take personal accountability for getting things done in pursuit of our vision.
- Care Deeply: We care deeply about our impact on the world and those around us
- Act with Integrity: We do what’s right even when no one is watching. We don't see doing the right things as a choice — we act with integrity regardless of the cost
- Be Humble: We act without ego and don’t let excuses get in the way of achieving our goals. We believe life's too short for self-importance
Company HQ
Lisbon, Lisbon
Articles
Leadership
Hiroki Takeuchi
(Co-Founder & CEO)Hiroki and Matt met when they were consultants. They started GoCardless during Y Combinator. Hiroki was previously a Business Analyst at McKinsey & Company.
Matt Robinson
(Co-Founder & Board Member)Started company supplying waiters to events while at school, before joining McKinsey. Founded Nested Estate Agents in 2015 where they currently serve as CEO.
People progressing
Beccy joined GoCardless as a Sales Development Representative in May 2018 and has since had 3 promotions to become Senior Manager.
Steph joined GoCardless as an Intern in the Compliance team 4 years ago and she's now the Manager of the team.
Diversity, Equity & Inclusion at GoCardless
Lena Tailor (Director of D&I)
- Given the large number of hires we have been making in recent months, we have continuously reviewed both our hiring processes and channels to eliminate bias. We’ve introduced programs that attract diverse talent and we continuously seek to create hiring experiences that are fair, transparent and accessible by all
- We are working on creating a transparent framework for how we grow and develop talent in a scaling organisation. This will include bringing more clarity on internal career opportunities and provide clear expectations on the behaviours we want to see aligned to our values and commitment to building an inclusive organisation
- We have introduced systematic processes to help ensure compensation decisions are data-driven, fair and competitive. We have also invested in Reward capability and expertise to ensure we bring pay equity into every step of the employee journey
- Thanks to these employee-led groups we have been able to further our efforts in voluntary diversity data collection this year, to develop support for parents and carers, offer community mentoring opportunities in partnership with Career Accelerator, help to raise awareness and empathy during significant events of the past year, and importantly, offer more employees a community of people with whom they share experiences and interests
- To strengthen our commitment to D&I we have recently appointed our first Director of Diversity & Inclusion, an experienced culture change leader, which will allow us to have a more strategic and systematic approach to building a diverse and inclusive organisation for the long term and as we scale
- The Director will work with the executive team and ERGs to define clear D&I targets that GoCardless will commit to achieving over the next three years, and to develop a structured roadmap of initiatives aligned with those targets
- This will create greater clarity and accountability across the entire organisation on D&I progress
- We’ve got a long way to go, but here’s how we’re doing as of June 2022 - Female Employees - 46% - Ethnic background - 32% - Identify as LGBTQIA - 10% - Neurodivergent - 9%
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