Senior Product Designer, Earnin
Growth
$205-250.5k
+Equity
More information about location
2+ days a week in office (Mountain View, US)
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Paycheck advance service for employees
501-1000 employees
Be an early applicant
$205-250.5k
+Equity
More information about location
2+ days a week in office (Mountain View, US)
501-1000 employees
Company mission
To build a financial system that works for people.
Role
Who you are
- 4+ years of experience designing consumer digital products
- A portfolio that shows how you framed problems, the directions you explored, and the outcome your work moved. Include recent work that shows how you use AI in your process
- Experience on a growth or experimentation team: you've designed test variants, read the results, and iterated after a loss/learning
- Strong product sense and behavioral empathy: you can hypothesize why someone will or won't take an action, even when it is not obvious
- Craft that serves the problem: you care about the details that change whether a design works
- A bias for action with judgment: you'd rather have a valid test live this week than shipping something that doesn’t test the hypothesis, or a super polished design next month
- Comfort with ambiguity, and energy for open problems
- Daily use of AI tools in your design work, such as Claude, Cursor, or v0, and/or a method you built or adopted that made you faster or better
- Working prototypes as a normal part of your output, and curiosity about the technical skills that make you a better designer. No engineering background needed
- Critical judgment of AI output: you stay accountable for the quality of the result
- Nice to have: front-end coding experience, conversion design for landing pages and onboarding, and experience in fintech or another regulated industry
What the job involves
- We're looking for a highly creative and self-motivated Senior Product Designer to join EarnIn's Growth team. Growth owns the parts of the product that bring members in and bring them back: acquisition, onboarding, referrals, and winbacks
- Most problems you'll take on start as a business bet with no spec and no known solution. You'll explore solutions quickly and react to counterintuitive data. AI is a core part of how you'll work. You'll use it to explore more directions, prototype faster, and raise the quality of what we ship, using your judgment to decide what great, innovative UX looks like
- Take business hypotheses and explore distinct solutions on your own to support the different growth squads, and iterate based on data
- Bring the team clear recommendations, explain your reasoning, and use feedback to reach a decision
- Design toward a measurable outcome: know the hypothesis, the metric it should move, and the flows members use today
- Ship the fastest credible test of an idea, and drive it through blockers to launch with product, engineering, data, legal, and brand partners, while pushing design quality
- Read experiment results with the team, learn from the tests that lose, and update your understanding of our members to inspire new experiences
- Build working prototypes with AI tools to answer UX questions and compare solutions, and use static screens only where they're enough
- Write your own design playbook with new AI-assisted ways of working, and share what works with the design team
- Keep every experience clear and honest, because our members trust us with their money
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their paychecks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of business customers who offer Earnin as an employee benefit.
Earnin has managed to continue its steady growth even while the wider tech landscape suffered setbacks, which suggests a wise leadership. It also continues to improve its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
42% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company HQ
Evergreen Park, Palo Alto, CA
Leadership
Ram Palaniappan
(Founder & CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
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