Senior Software Engineer, PAIR Finance
Ruby on Rails
€77-92k
We offer visa sponsorship
AI-driven debt collection management
Be an early applicant
AI-driven debt collection management
201-500 employees
Be an early applicant
€77-92k
We offer visa sponsorship
201-500 employees
Company mission
To manage open claims efficiently without putting a strain on customer relationships.
Role
Who you are
- We're looking for a senior software engineer who takes ownership end-to-end, is comfortable being the technical driver of a well-defined scope, and is energized by learning a deep, high-stakes domain: the legal processes around In-Court and After-Court debt collection
- 5+ years of professional software engineering experience, including 1+ year on medium-to-large projects
- Strong backend experience in Ruby (Ruby on Rails): this is our core stack, and required for the role
- Language-agnostic mindset: you pick the right tool for the job (hands-on experience with Go and/or Python is a big plus)
- Proven ability to work independently: scope, drive, and deliver a project with minimal hand-holding
- Experience with TDD and CI/CD
- A track record of writing clean, maintainable backend code and solid infrastructure
- Comfortable in an Agile environment (Scrum, Kanban)
- Genuine interest in working with, and building on top of, AI-based technologies
- Solid English communication skills
Desirable
- Experience in the financial or accounting industry
- Frontend development experience, especially Vue.js and GraphQL knowledge
- Infrastructure experience: AWS, Terraform (IaC), Docker, Linux
- Knowledge of other backend technologies, such as Node.js, Rust, or Java
What the job involves
- Own a clear scope end-to-end: take initiative from idea to production largely independently, and lead within your team (T-shaped: you go deep on your slice, and pair with one other developer)
- Design, build, and run POCs quickly to de-risk decisions before committing to a full build
- Develop, optimize, and maintain our core backend applications and services
- Work on high-level architecture to ensure scalability, performance, availability, and security
- Go deep on the In-Court/After-Court domain (the legal and procedural knowledge behind our
- Collection processes is a core part of the job, not a side detail)
- Collaborate closely with product to shape the roadmap and unlock further company growth
- Work AI-augmented: you already use (or are ready to adopt) tools like Claude Code as part of how you build, review, and ship
- Help evolve and enhance our AI-based platform
- Stay current with industry trends and bring ideas back to the team
Application process
- Your contact person for this position is Geneva Brooks
Our take
Flexible payment options are essential for reaching as many customers as possible, but methods such as "buy-now-pay-later" often lead to payments never being made. In this event, businesses generally resort to debt collection agencies, but this can come across as intimidating, damage customer relationships, and prevent overdue customers from returning.
PAIR Finance leverages artificial intelligence to analyze customer interactions and behavioral data during the debt collection process in order to identify how to make customers more open to payment of their debts. The company also provides industry-specific services for credit scoring, portfolio purchasing, and customer retention, custom-designed for eCommerce, banking, energy and other industries.
Debt collection is a process that has remained stagnant for decades, so PAIR Finance has found a unique niche in the market. By investigating what makes customers avoid paying their debts, and using machine learning to develop frictionless debt collection strategies, it is set to make real change in the sector as it expands to more European locations.
Steph
Company Specialist at Welcome to the Jungle
Insights
27% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Jul 2020
$2.3m
EARLY VC
Dec 2017
$5.2m
SERIES A
Total funding: $9.6m
Company benefits
- Company pension and other benefits to add up to an excellent all-round package
- Flexible working hours and 28 days leave a year for a healthy work-life balance
- Good pay for strong performance
- An international team of professional colleagues and strong experts making up an inspirational network
- Team events for a successful team
- Individual development opportunities and a transparent, nurturing feedback culture for your own personal career path
- Challenging, varied tasks along a steep learning curve
- Modern office with fresh fruit, muesli and drinks to create a pleasant working environment
Company HQ
Charlottenburg, Berlin, BE
Leadership
Stephan Stricker
(CEO & Founder)Experienced as Member of Board and Managing Director for nevaly between 2016 and 2017. Co-founded PAIR Finance as CEO in 2016.
Salary benchmarks
We don't have enough data yet to provide salary benchmarks for this role.
Submit your salary to help other candidates with crowdsourced salary estimates.
Share this job
View 3 more jobs at PAIR Finance