Senior Compliance Manager, Wise

• If you're passionate about building systems that make compliance smart, scalable, and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you
• Previous Financial Regulation advisory role or experience in a Compliance/Legal department, Risk and Controls function or in a consultancy environment
• Familiarity with tools such as Excel, Confluence, Jira, and Governance, Risk, and Compliance (GRC) platforms
• Familiar with consumer compliance regulations including Reg E, UDAAP, E-Sign Act, and state money transmission license regulations
• Ability to analyze and interpret complex regulatory frameworks and apply them effectively
• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations
• Strong presentation skills
• Problem solving attitude, with the ability to use regulations together with data to drive business decisions
• Experience (or interest) in working in a fast-growing environment
• Willing to travel, as Wise offices are located across different countries; and
• Legally authorized to work in the U.S

Desirable

• We’re looking for a Senior Regulatory Compliance Manager to join our growing North America Regulatory Oversight Compliance team
• In this role, you’ll be a key partner in managing our regulatory obligations, particularly as they relate to our U.S. bank partners and state/federal regulators
• You’ll work closely with cross-functional teams and lead our efforts in managing regulatory exams, audits, and partner due diligence, helping ensure Wise remains compliant as we scale
• You’ll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do
• As a Senior Regulatory Compliance Manager, you'll play a pivotal role in ensuring Wise's adherence to regulatory requirements, particularly those supporting our regulatory examinations, audits, and partner RFIs
• Regulatory Advisory: Provide expert guidance on state and federal laws and regulations, including money transmission and consumer protection, such asRegulation E, UDAAP, and the E-Sign Act.​
• Audit & Examination Management: Lead the preparation and management of all regulatory examinations and audits, ensuring timely and accurate responses, and coordinate post-exam management responses.​ This role would be the first point of contact for any internal/external audit and exam requests
• Compliance Framework Development: Support the development and maintenance of Wise's Regulatory Compliance oversight framework, including policies and procedures.​
• Third Party Risk Management: Lead the preparation and management of required reporting to bank partners and other partners in the US that require compliance support
• Stakeholder Collaboration: Work closely with operational, finance, product, and engineering teams to ensure compliance is integrated into business processes