Senior Backend Software Engineer, Affirm
Decisions and Pricing EU
€85-115k
More information about location
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
€85-115k
More information about location
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 6+ years proven experience as a software engineer
- Proficiency in Python or Kotlin/Java is a must. Proficiency in object-oriented and dynamically typed languages
- Ability to synthesize complex business, product, and technical requirements to consistently produce high quality system designs and software
- Ability to collaborate with your team in a fast-paced environment
- Excellent communication skills, both written and verbal. Must be proficient in asynchronous mode of communication–written tech specs, wiki, project plans, etc
- Prior experience architecting, building, launching and maintaining complex systems
What the job involves
- Our group is seeking a key leader to join our team and help build the Decisions and Pricing Engineering area in Europe
- Our mission is to deliver the best credit decisions for Affirm consumers while maintaining positive unit economics and being the highest converting and most competitive payment solution for our merchant partners
- The decisioning system and ML models our team owns and operates help us realize our mission for millions of consumers and merchant partners
- This role requires a high level of technical ability, leadership skills, strong cross-functional communication, and a creative mindset
- You will be responsible for building large-scale distributed systems, driving ML innovation, and developing the overall technology strategy for the group
- Work with product managers and tech leads to develop features to support product and commercial initiatives
- Consistently generate simple and sophisticated designs, and write high-quality code that can be easily understood and used by others
- Build relationships with people across engineering and other organizations for the design, implementation, roll-out and maintenance of projects
- Foster a culture of technical excellence, humility, constant improvement, and rigor to build a team that can confidently tackle complex challenges across multiple technical domains
- Be hands on. Build APIs and data models to work within micro-service and event-driven architectures. Create parallelizable and idempotent batch jobs to process large amounts of data
- Improve the current platform's extensibility, performance and usability to support rapid global deployment, scaling and expansion
- Actively participate in making your team and workplace an inclusive environment for people from all backgrounds
- Take an active role in mentoring engineers and senior leaders, and the processes that support team growth and efficiency
- On-Call Rotation - There would be an on-call rotation for this role as a requirement
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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