Software Engineer, Chime
Financial Platform
$133-184k
+ Full-time employees are also eligible for a bonus + competitive equity package
More information about location
4 days a week in office
Mobile banking for the everyday person
Open for applications
Mobile banking for the everyday person
1001+ employees
Open for applications
$133-184k
+ Full-time employees are also eligible for a bonus + competitive equity package
More information about location
4 days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- Must have experience in Go
- Experience in additional backend languages such as Ruby, Java and Python is preferred
- Have 4+ years of engineering experience
- Have contributed to the development of backend systems
- Experience in payment processing systems
- Take a rigorous approach to testing backed development
- Experience with AWS or other cloud platforms, Cloud Native technology, No-SQL Databases as a bonus!
- Have an understanding of architectural patterns of large, mission-critical production services as a bonus!
- Have worked in continuous integration/deployment environments as a bonus!
- Please note: If you are located in Seattle, you will be required to onboard in person at our SF HQ + occasional business travel
What the job involves
- We are looking for a Software Engineer to help build our new financial platform that is highly reliable, scalable, and will serve as the backbone for Chime. This platform will power the most important financial activities that millions of Chime members undertake every day
- You will ensure that we build the highest levels of trust with our members by making our platform lightning-fast, available, secure, resilient and auditable. This is an exciting opportunity to be an invaluable member of a strategically important initiative for Chime
- Design, develop, test, and deploy components of a new financial platform
- Deliver secure, reliable, and high-performance infrastructure and APIs
- Work with our infrastructure engineering team to minimize the operational overhead of production systems you deploy
- Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team
- Learn and execute on agile methodologies, follow test driven development approach
- Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary
Our take
Chime is part of the growing realm of fintech banks and providers, emphasising straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meagre interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $11.6B since its 2025 IPO. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base. That being said, Chime's IPO, rare in a financially uncertain period, proves that it has shifted from challenger to major player.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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