Compliance Director, Highnote

• 8-10+ years of experience building or operating a Compliance program in a fintech or a bank (or equivalent experience in a regulatory agency)
• Regulatory subject matter expertise in federal banking, consumer protection, and anti-money laundering regulations
• Startup mentality - the ability to take ownership of projects while operating in a collaborative environment and a strong desire to learn from and grow with other team members
• Understanding of the regulatory requirements in the card issuing/acquiring / processing space
• Proven ability to proactively, efficiently, and accurately assess risks in a fast-paced environment
• Track record of creative problem-solving, excellent written and oral communication skills, and creation of strong and trusted cross-functional relationships
• Strong communication and interpersonal skills, who is able to form relationships while also getting results
• Humble and Friendly personality with an open and honest communication style and the ability to collaborate across all areas and levels
• Action oriented; no task is too small or insignificant for you
• Take ownership and deliver results in a fast-paced and sometimes ambiguous environment

Desirable

• Highnote understands the importance of compliance and takes its regulatory responsibilities seriously. We are seeking candidates who can take ownership of building a compliance function from the ground up while embracing technology and customer-centric design to control risks while supporting a high-growth startup
• This position is the Director of Compliance with responsibility for overseeing all aspects of the Compliance program governance and oversight.. This position reports directly to the Head of Compliance. You will be an integral part of the Compliance Team directly interfacing with subscribers, banks, and internal key stakeholders
• Lead review of subscribers’ policies and procedures
• Provide feedback on subscribers’ policies and procedures
• Directly interface with subscriber to help subscriber understand feedback and necessary requirements for policy/procedure approval
• Directly interact with Bank representative on policy review
• Ability to understand feedback and when appropriate, provide alternative solution
• Ability to review credit policies and provide feedback
• Examples: Credit Policy, FCRA, ECOA, TILA, Collections
• Experience in commercial and consumer credit preferred
• Ability to collaborate with internal stakeholders to help onboard subscribers
• Ability to collaborate with subscribers to ensure post launch success by partnering with members of the Compliance Team (for example: testing and monitoring)