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On a mission to fuel financial security.
151% employee growth in 12 months
Array provides clients with an API that will help customers gain easy, useful access to their financial and credit health. The platform includes an embeddable toolkit with a competitive spread of white-label solutions, like a simulator to test how actions might affect credit scores, and insights to help set and meet credit goals.
Democratizing access to credit intelligence is a great proposition in the US, where typically citizens can access their credit report for free just once a year. It is a smart feature to be selling to fintech and digital brands too: often these sectors struggle to onboard and retain active users, but personalized financial and credit health is expected to help generate loyal repeat custom.
The company has focused tightly on creating products that track customer needs, but if these needs shift substantially it will be interesting to see how fast Array can pivot. However, with various acquisitions under its belt, most recently including EarnUp and Penny Finance, future growth for the company doesn't look to be slowing down any time soon.

Kirsty
Company Specialist at Welcome to the Jungle
May 2022
$123m
EARLY VC
This company has top investors
Martin Toha
(Co-Founder & CEO)Prior to co-founding Array in 2020, Martin Founded VOIP.COM and was the Owner of RapidPortal Software and Computer Resources. They also spent 10 years at Pentius as the CEO.
Philip Zedalis
(Co-Founder & Chief AI Officer)Philip previously served as the CTO of Blueberry Paediatrics and as the Director of DevOps at Pentius. Before that, they spent nearly 8 years at 1701 Software as a Principal Engineer.