BloomCredit
API for launching credit products
- 21-100 employees
- Fintech
- Credit Scoring
- B2B
- Compliance
- Lending
- Financial Services
- SaaS
- API
- Chicago Loop, Chicago, IL
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Company mission
To improve and transform the financial industry by bolstering institutions' desire to innovate and create products that help more people live out their dreams while infusing the decades-old industry with modernization and human-centric thinking.
Our take
Bloom Credit is an API platform that integrates fintechs that offer credit products with the country’s three credit bureaus. It aims to solve the problem of ‘credit invisibility’ in the US, where millions of Americans find it difficult to get a credit card or loan due to having little or no credit history.
Interestingly, by allowing clients to report consumer activity to the major credit bureaus, it also helps eradicate the errors that are found in credit reporting. Bloom's focus on accurate data is what makes it so appealing for clients, with users including Q2, Synctera, Upward and Suncoast Credit Union.
The main challenge for the company is how it operates in such a high-legislature space that is dominated by legacy infrastructure. But strong funding supports its development to combat these challenges, and its efforts have been recognised such as by winning the 2026 FinTech Breakthrough Award for "Banking Infrastructure Software of the Year".
Steph
Company Specialist at Welcome to the Jungle
Benefits
- Parental leave
- Meaningful equity
- Remote-first (with a $500 home office stipend upon hire)
- Health, dental & vision
- Unlimited PTO & sick days
- 401(k)
- FSA, HSA & more
- Weekly team lunch
- Reimbursement on work-related books
Leadership
Christian Widhalm
(CEO)Previously CRO at LendKey, and worked in Marketing at ZogSports and Takkle.