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Cino

Building shared payments, any bank, anywhere

Cino logo
1-20 employees
  • Fintech
  • B2C
  • Payments
  • Mobile
Vanalinn, Tallinn, Harju County

Company mission

To make group payments hassle-free.

50% female employees

Our take

Cino addresses the common challenge of shared expenses by transforming payments into a social experience. By linking everyone's bank accounts to a single virtual card, Cino eliminates the hassle of IOUs and enables seamless group payments. It's building seamless way for people to pay together for their daily, weekly, and monthly shared costs.

This approach particularly resonates with couples, roommates, friends and Gen Zers, who value Cino's user-friendly interface and intuitive design. Recognising the changing landscape of financial interactions, Cino strives to meet modern preferences for collaborative financial management.

Backed by substantial funding and winners of the Mastercard Lighthouse and Semifinalist of TechCrunch Disrupt 2024, Cino is positioned to extend its impact within the fintech sector. As the company continues to innovate, it aims to redefine the social dynamics of finance by fostering transparency and solidarity among peers. It's also planning to expand its product range to help with different customers and businesses - especially in the fintech sector - and use cases to enable paying together everywhere.

Freddie headshot

Freddie

Company Specialist at Welcome to the Jungle

Company values

  • Ambitious - Regardless where we are now, we are hungry to go bigger
  • Competitive - We like to get to number 1, humbly and via merit
  • Ownerhsip & Independence - We thrive on taking ownership, working independently, and contributing collaboratively.
  • Give give give take - We give more than we take, supporting one another
  • Problem Solver - No problem is too big or unfamiliar. We figure it out, or we ask for help.
  • Lifelong Learners - Every experience—success or failure—is a lesson. We continuously seek insights from others, ourselves, and the world around us.
  • User-Centric Evolution - Progress is key. Whether building for one or millions, we’re driven by our users and strive to evolve daily.
  • Doers and Experimenters - We take initiative, embrace experimentation, and learn by doing. Action drives progress.
  • No Egos - There’s no room for egos in our team—only respect and humility.
  • Respectful Debate - Different views strengthen us. We discuss openly, without judgment.

Funding (2 rounds)

Oct 2023

$1.4m

SEED

Nov 2022

$1m

SEED

Total funding: $2.3m

Leadership

Previously a Product Lead at Bumble. They also held other Senior Product roles at TripAction, Booking.com, and Justa Japan.

Previously founded Vcquire and LinaSaleh Designs as well as co-founding ShamsArd Design Studio.

Diversity, Equity & Inclusion at Cino

  • At Cino diversity isn’t just a value—it’s in our DNA. With a team that’s 50% female, over half of our leadership roles held by women, and members representing nationalities from Spain, Italy, the U.S., Palestine, Japan, and Brazil, we’re a true global collective. Our diversity drives creativity, innovation, and collaboration, making us stronger as we build for a world that’s as dynamic and diverse as the people we serve.

Job (1)

All locations

Software Engineering

Cino 1