Earnest

Student loan provider

Earnest logo
201-500 employees
  • Fintech
  • B2C
  • Personal finance
  • Lending
  • Credit cards
  • Financial Services
The East Cut, San Francisco, CA

Company mission

To make higher education accessible and affordable for everyone.

Top investors

4% employee growth in 12 months

Our take

Earnest offers student loan refinancing and personal loan products. It looks at thousands of data points such as education, saving patterns, investments, and career trajectory to issue a unique credit score, which can prove a lifeline for students who may otherwise struggle to qualify for loan refinancing.

For the portion of student debtors with low credit scores, Earnest is one of a few scant options. Borrowers can choose their own loan terms to fund up to the full cost of their education, and there are no origination, application, or late fees.

Earnest has grown from distributing $8M loans in its first year of business to an impressive total $18.5 billion in student loans refinanced, and has served upwards of 200,000 people. With student loans representing such a huge sector of lending, there should be plenty of room for Earnest to continue expanding in the future.

Kirsty headshot

Kirsty

Company Specialist at Welcome to the Jungle

Benefits

  • Robust 401K package
  • Monthly & annual remote work stipends
  • Remote-first flexibility
  • Professional development & tuition reimbursement
  • $1000 annual travel perk
  • No meeting Thursdays
  • Annual company-wide offsites

Funding (last 2 of 4 rounds)

Mar 2017

$20m

SERIES C

Nov 2015

$75m

SERIES B

Total funding: $127m

This company has top investors

Leadership

Co-founded SolidEnergy Systems. Was a Part-time Partner at Y Combinator. Is a Board Member of Car Dash and Roofr, and is a Mentor at First Round Fast Track.

Jobs (6)

All locations

Marketing

Sales & Account Management