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January

Tech-enabled debt collection

January logo
101-200 employees
  • Fintech
  • B2C
  • B2B
  • Banking
  • Payments
  • Financial Services
  • SaaS
Chelsea, New York, NY

Company mission

January's mission is to improve borrowers' lives, help creditors improve collections, and in the long term, end debt. For good.

48% employee growth in 12 months

Our take

January’s platform for borrowers and creditors is out to improve the debt collection experience from both sides by building better trust between them, and making repayments much easier through a user-friendly platform.

Debt collection agencies have long had a poor reputation for being predatorial, uncompassionate, and difficult to deal with. Given that around 70 million people in the USA are at the debt collection stage of the lending/borrowing cycle, the potential for a more humane solution like January’s to scale up is huge.

The last few years have seen January – which was originally launched at Debtsy in 2016 – go through a period of significant growth in both headcount and revenue. Having secured further funding in 2023 from major credit unions and fintechs, the startup is growing its product offerings and expanding its market.

Freddie headshot

Freddie

Company Specialist at Welcome to the Jungle

Benefits

  • Annual learning and development budget and opportunities to develop – combine
  • Free lunches
  • Hybrid and remote work opportunities
  • 401K
  • Unlimited PTO
  • Flexible work hours
  • Generous new parent leave for all employees
  • Commuter benefits
  • Gym membership reimbursement
  • Medical, dental, and vision

Company values

  • Assume positive intent
  • Cultivate frequent feedback
  • Achieve speed through rigor
  • Celebrate the wins
  • Embrace process over outcome
  • Build trust
  • Celebrate initiative
  • Cherish writing

Funding (last 2 of 3 rounds)

Dec 2023

$12m

SERIES B

Mar 2022

$10m

EARLY VC

Total funding: $28m

Leadership

Previously founded SourceRE, a real estate services startup, before becoming an investor at Third Prime Capital.

Endorsements

All

Open and honest communication (2)

Team energy (2)

Inspiring mission (2)

Opportunities to learn (1)

Autonomy (1)

Meaningful work (1)

Nice people (1)

Supportive management (1)

Thoughtful onboarding (1)

Great work is recognised (1)