Software Engineer, Upstart
Marketing Platform
$142-196.6k
+ Employee Stock Purchase Plan + Target bonuses
AI lending marketplace
Open for applications
AI lending marketplace
1001+ employees
Open for applications
$142-196.6k
+ Employee Stock Purchase Plan + Target bonuses
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 4+ years of professional software development experience
- Strong proficiency in one or more programming languages such as Ruby, Java, Python, or Javascript
- Experience building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP)
- Experience leading small to medium sized projects over multiple months and/or multiple engineers
- Excellent written and verbal communication skills with the ability to work in a distributed team
Desirable
- Experience working on systems that integrate with 3rd parties and/or ingest, store, expose large amounts of data
- Professional experience working with Ruby on Rails and/or Kotlin
- Experience with SQL, data warehouses, or other database technologies
- Experience working with marketing technology or growth engineering
What the job involves
- Upstart’s Auto Refi team is responsible for scaling our auto refinance loan product. Our highly collaborative team is focused on increasing conversion by eliminating friction for our customers while continuously improving the quality of our product. We work iteratively to provide fast feedback loops so that we can apply new learnings quickly
- As a Software Engineer on the team, you will work closely with cross-functional partners to execute projects across the whole stack
- Lead successful projects working collaboratively with engineering team members and cross-functional partners. Make thoughtful architectural decisions to improve the quality of our software. Propose and deliver new ideas that achieve meaningful improvements to our team’s metrics. Collaborate with stakeholders to find solutions to our most challenging problems
- You will work closely with cross-functional counterparts in Analytics, Lifecycle and Performance Marketing, Machine Learning, and Product to create a scalable marketing platform that mobilizes Upstart’s owned channels to drive users to our products efficiently
- Work with cross functional partners including product managers, designers, machine learning engineers, analytics, and marketing managers to design and deliver high-quality products to be served across various marketing channels
- Design and build technology for serving marketing content to users via scalable and personalized landing pages, emails, push notifications, and in-product content
- Make architectural contributions and decisions to improve the reliability of our software and maintainability of our code base
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
Salary benchmarks
We don't have enough data yet to provide salary benchmarks for this role.
Submit your salary to help other candidates with crowdsourced salary estimates.
Share this job
View 66 more jobs at Upstart