Senior Compliance Analyst, Earnest

• 3–4+ years of experience in regulatory compliance, audit, or operational risk & controls within the consumer lending industry. In-depth knowledge of consumer lending laws and regulations
• Proven ability to interpret and apply complex regulatory requirements to business operations
• Excellent written and verbal communication skills
• Self-motivated and capable of managing multiple priorities in a remote work environment

Desirable

• The Senior Compliance Analyst position will report to the Compliance Manager
• Be the go-to compliance partner and serve as the key liaison between business units, audit teams, and second line of defense to drive alignment and transparency
• Lead the charge on compliance testing by executing the First Line of Defense (FLOD) plan, ensuring our controls are not just in place—but effective
• Proactively spot and solve risk areas through in-depth reviews and assessments of business processes that keep us one step ahead of compliance issues
• Own audit readiness and guide teams through federal and state exams, internal audits, and testing processes with confidence and clarity
• Turn insights into action by analyzing results, delivering impactful reports, and recommending smart, strategic fixes that improve performance
• Shape the policies that shape our business – collaborate on the development and rollout of clear, effective compliance policies that stick