Senior Credit Risk Analyst, Lightspeed
Equity available
3-5 days a week in office
Point of Sale & commerce platform
Job no longer available
Point of Sale & commerce platform
1001+ employees
Job no longer available
Equity available
3-5 days a week in office
1001+ employees
Company mission
To bring the streets of our cities and communities to life by powering business owners with technology.
Role
Who you are
- Lightspeed is seeking an experienced and highly skilled Senior Data Scientist with previous credit risk modelling experience to join our growing team
- Master's or Bachelor’s degree in Data Science, Statistics, Computer Science, or Mathematics
- Excellent problem-solving skills, analytical thinking, and thrive in a fast-paced environment
- Proven experience as a Data Scientist, preferably in financial services, with successful project delivery
- Expertise in Python, SQL, and data manipulation using libraries like NumPy, Pandas, and sci-kit-learn
- Solid understanding of machine learning algorithms and statistical modelling
- Familiarity with GCP and cloud platforms for scalable data processing and machine learning
- Strong knowledge of databases, SQL, and data visualization tools (Looker, Tableau, or Power BI)
- Effective communication and presentation skills for both technical and non-technical audiences
What the job involves
- As a Senior Credit Risk Analyst you will play a crucial role in leveraging data-driven insights to enhance our business strategies, drive innovation, and optimize decision-making processes
- The primary role for this position is to help set up various predictive models aimed at the growth of our capital lending product while ensuring optimum risk management
- You will collaborate with cross-functional teams to deliver actionable solutions that drive our organization's growth and success
- Conduct extensive data analysis using statistical and machine learning techniques to identify patterns, trends, and relationships within datasets and credit risk
- Develop predictive and prescriptive models to forecast market trends, fraud, delinquency, customer behaviour, and other critical business metrics
- Utilize various data sources and data preprocessing techniques to ensure data quality and integrity
- Collaborate with business leaders to understand their challenges and goals, providing data-driven insights and recommendations that drive strategic decision-making
- Identify opportunities to leverage data to improve product offerings, customer experience, and operational efficiency
- Deliver machine learning models for use cases that have a high impact on real-world business applications and fundamentally change business processes
- Validate and assess the performance of developed models regularly, ensuring their accuracy, stability, and effectiveness over time
- Implement post-processing and monitoring systems to track model performance and detect deviations, providing timely feedback to maintain model integrity
- Create clear and concise data visualizations and reports to communicate complex findings to both technical and non-technical stakeholders
- Translate analytical results into actionable business insights and present findings to senior management in a compelling and easily understandable manner
Our take
Lightspeed provides restaurateurs and retailers with the simplest way to run their businesses at full potential. It helps entrepreneurs offer their customers positive and memorable experiences by taking care of the day-to-day management aspects of their business.
Around 75,000 businesses processing over $17 billion in transactions annually use Lightspeed’s restaurant POS software and omnichannel retail solution to manage inventory, customer preferences, sales and reporting — all from one centralised platform. Headquartered in Montreal, Lightspeeds team is distributed across North America, Europe and Asia Pacific, now serving over 150,000 locations worldwide.
Lightspeed POS maintains a unique edge over other companies of its type because it has secured the legal rights for the sole use of certain technologies. It has two registered patents in computing, calculating categories. These patents certify that Lightspeed POS is the sole owner of this intellectual property, which means that no other companies can use them.
Kirsty
Company Specialist at Welcome to the Jungle
Meet the team
45 people
Matthew Passmore, Field Implementation Team Lead
Insights
Company
Company benefits
- With Lightspeed PX, you can enjoy flexible paid time off and up to 2 months remote per year with our hybrid work policy
- Equity options, because this is your company too
- Contributions to your pension plan. Your future matters
- Training opportunities to grow your skills and career
- Health and wellness credit so you feel your best
- Time off to volunteer and give back to your community
- Interest groups, from #coffee_pals to sponsored sports teams
- Computer purchase program to get your personal Macbook
Company values
- We make it matter.
- We make it happen.
- We make it together.
- We make it human.
- We make it about the customer.
- We make it data driven.
Company HQ
Old Montreal, Montreal, QC
Articles
Leadership
Dax Dasilva
(Executive Chair)Founder of Never Apart, previously Developer of Bitmovers. Studied Computer Science, Art History, and Religious Studies at The University of British Columbia. Served as CEO for Lightspeed for 17 years until 2022.
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