General Counsel, humm group
International, UK, Ireland, Canada
2+ days a week in office
BNPL product ecosystem
Job no longer available
BNPL product ecosystem
201-500 employees
Job no longer available
2+ days a week in office
201-500 employees
Company mission
To revolutionise the way people pay.
Role
Who you are
- You are customer obsessed and want to make a difference in their lives. You thrive in a fast-paced environment and are not afraid to challenge the status quo. You are a visionary leader who will roll up your sleeves to get things done
- Senior qualified lawyer (in NI (or E&W) and RoI) with significant post-qualification experience in any of these jurisdictions
- Proven experience operating at General Counsel or equivalent senior level
- Strong background in financial services regulation (consumer credit experience highly desirable)
- Experience advising on product structuring and distribution models
- Experience operating in lean or growth-stage environments
- Strong Regulatory Judgement; an ability to make independent regulatory calls in ambiguous situations
- Commercial Pragmatism; be able to enable business growth while managing risk appropriately
- Comfort in a Lean, Distributed Model; able to operate effectively without large teams or infrastructure, comfortable working across a model where execution is distributed
- Ownership & Decision-Making Mindset; takes accountability for decisions, comfortable being the final decision-maker on legal and regulatory matters
- Cross-Functional Integration; able to work seamlessly across Legal, Compliance, Product, HR, Finance and Group
- Senior Presence with Hands-On Capability; confident operating at CEO and Board level
- Ability to Operate in Ambiguity; comfortable in evolving structures and imperfect environments, able to provide clarity where frameworks are still developing
What the job involves
- We are seeking a General Counsel to lead legal and regulatory matters across our UK, Ireland and Canada businesses
- This is a senior, standalone role operating at executive level, reporting to the CEO (International), with a functional line to Group Legal
- The role is central to how legal and regulatory requirements are interpreted and applied in practice across a regulated, product-led consumer finance business
- This is not a purely operational role — it requires GC-level judgement, ownership and decision-making authority
- This is a high-impact General Counsel role within a regulated, product-driven business
- The successful candidate will act as the central decision-maker for legal and regulatory matters, operating within a lean and distributed model, and will play a key role in enabling business growth while managing risk effectively
- No day is average at humm but here’s an idea of what you can expect to do in this role:
- Legal & Regulatory Leadership
- Act as principal legal advisor to the CEO and International leadership team
- Interpret and apply regulatory requirements across products, distribution models and customer journeys
- Provide clear, commercially focused advice on legal and regulatory risk
- Support Board-level decision-making and governance
- Consumer Credit & Regulatory Expertise
- Lead legal oversight of retail finance / instalment lending products
- Advise on:
- Financial promotions
- Introducer / distribution models
- Product structuring
- Ensure compliance with applicable UK and Irish consumer credit frameworks
- Commercial & Strategic Structuring
- Lead legal input into complex commercial arrangements and partnerships
- Advise on risk allocation, liability and contractual protections
- Support development of new products and platform integrations
- Data Protection (Strategic Oversight)
- Provide strategic oversight of the data protection framework
- Support internal DPO and Compliance
- Advise on high-risk matters (e.g. breaches, cross-border transfers)
- Corporate Governance (Oversight)
- Retain oversight of governance framework and Board processes
- Work with Legal Counsel and external CoSec providers on delivery
- Cross-Functional Leadership
- Act as a key integrator across:
- Compliance
- Product & Technology
- Finance / Treasury
- HR
- Group functions
- Ensure legal requirements are embedded effectively across the business
Application process
- End Date: July 9, 2026
Salary benchmarks
Our take
In 2020 Humm, previously FlexiGroup, went all in on the emerging consumer trend towards buy-now-pay-later (BNPL) financing. The sector has seen a boom recently thanks to cash-strapped post-covid consumers looking, in particular, to help finance a growing number of ecommerce purchases. Humm has applied this principle to an extensive ecosystem of financial products, including leasing and credit cards, and extending their services also to retailers and SMEs.
It’s helped Humm become a leading BNPL player across Australasia, Canada, Ireland, and the UK - and this global reach may prove critical going forwards. The BNPL bubble on Humm’s Australian home turf is beginning to burst, with an increasingly reluctant consumer market, regulatory crackdowns on the way, the combined market capitalisation of BNPL companies tumbling, and many competitors merging in order to shoulder business costs.
Analysts predict that only a few of the dozen Australian competitors will weather the storm. This could be good news for Humm, although they will still face close competition from rivals Zip and Sezzle. If Humm can shore up its international presence in more stable BNPL territories, it could stand to win a larger market share as smaller competitors fold.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-5% employee growth in 12 months
Company
Company benefits
- Flexibility - You’ve got a life, we get it! At hummgroup we offer a blended approach to working that gives you the flexibility to work at home or in the office depending what you have on. We just ask that you keep our customers front of mind at all times and that you get together with your team in-person at least twice a week to connect and collaborate (and attend our #instaworthy events). The rest is open for discussion
- Health Fitness - We run initiatives to create a balanced work environment for our people. Events include winter flu jabs, yoga, bootcamps, paint vine, on site ice cream trucks, quiz nights and meditation to name a few – all managed by Vibes, our employee social & engagement committee
- Discount - Our people who are our also our customers receive special discounts on humm products as well as discounts with our Retail merchant network across NZ and AU
- No Dress Code - Our dress code is flexible. It acknowledges that our people are professional adults who can make the choices appropriate to their day
- Referral bonuses - We believe our people are our biggest advocates - employees who refer someone that successfully is employed by hummgroup receive a bonus of up to 1k
- Paid Volunteer Leave - We value our communities and want to give you the opportunity to give back
- Employee assistance programme - Mental health and wellbeing are important to us. You will have access to EAP providers
- Purchase extra annual leave - 4 weeks annual leave with the opportunity to purchase additional leave during the year
Company HQ
The Rocks, NSW
Leadership
Rebecca James
(CEO, not Founder)A Stanford graduate who originally worked in marketing at American Express, before moving between various senior managerial roles at CX Lavender. Subsequently served as CMO at ME, and then Prospa.
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