Associate Director of Growth & Structured Finance, Lloyds
£70.9-85k
Salary dependent on location. + An annual bonus award, subject to Group performance + Share schemes including free shares!
2 days a week in office
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
£70.9-85k
Salary dependent on location. + An annual bonus award, subject to Group performance + Share schemes including free shares!
2 days a week in office
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- Strong excel and financial modelling skills, including cashflow analysis and stress testing
- Experience of optimally operating within the SME and/or Mid Corporate segment
- Excellent written communication skills for producing concise, accurate credit papers
- Ability to manage multiple priorities and deliver under tight deadlines
- A proactive mindset with a strong appetite to learn and grow in a fast-paced environment
What the job involves
- We have an exciting opportunity to join our highly successful Growth & Structured Finance team providing outstanding support and having a real impact for SME & Mid Corporate businesses across the UK
- The Growth & Structured Finance team has been growing since established in 2023 and is a meaningful part of our strategy for 2025 and beyond
- We're looking for an Associate Director to join our team to help originate, structure, and implement more complex/leveraged debt facilities for SME & Mid Corporate clients and prospects across a variety of sectors
- The team will transact a range of funding requirements which will vary in complexity including MBOs, Mergers & Acquisitions and funding for growth especially where the bank does not see lending covered in full by traditional assets
- Within a strong team of successful professionals, this is a fantastic opportunity for someone to join a high performing team
- In addition to playing a key role as part of a transactional deal team, you will help enhance our market presence by driving business development and representing the Group within the professional community
- Forming part of a team alongside the Directors for complex transactions, you will support in over-seeing an efficient client, credit and diligence/legal process for successful deal completion through the in depth understanding of the client and the request
- Assessing, structuring and leading on new business proposals for lower risk transactions with incremental support from Directors
- Preparing and analysing financial models to a high standard, ensuring complete numeric accuracy, assumptions are stress tested, and ensuring risks are identified and understood
- Collaborating closely with colleagues in the SME and Mid Corporate Relationship teams, supporting with upskilling and identification of opportunities both in the existing client base and in the external market
- Growing market presence and relationships with debt advisors and the professional community to support origination activities
Application process
- End Date: Tuesday 13 January 2026
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy – including for its handling of PPI complaints in 2015, and the 2009 European Commission ruling that forced it to part ways with TSB – but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
Of the company’s 26 million customers, over 18 million of them are online, making it the largest UK digital bank. As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its current technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
Recently, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on FinTech Action Labs (a FinTech accelerator programme) to bring its industry expertise to early-stage FinTechs. As well as investment in digital transformation and AI, the company is enhancing its wealth product and corporate banking offerings, as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive, not founder)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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