Senior Product Manager, Mercury

Risk Decision Systems

$200.7-250.9k

Canadian annual salary: CAD 189,700 - 237,100. Both locations are eligible for stock options

Senior and Expert level

New York

San Francisco Bay Area

Remote from Canada, US

Banking services for startups and small businesses

Job no longer available

Banking services for startups and small businesses

1001+ employees

FintechB2BBankingFinancial Services

Job no longer available

$200.7-250.9k

Canadian annual salary: CAD 189,700 - 237,100. Both locations are eligible for stock options

Senior and Expert level

New York

San Francisco Bay Area

Remote from Canada, US

1001+ employees

FintechB2BBankingFinancial Services

Company mission

To make scaling tech companies simpler with a personalized banking stack for startups, and power the next generation of companies that will shape the American industry.

Job

Company

Role

Who you are

This role is ideal for someone who sees platforms not as abstract systems, but as multipliers of impact
Someone who understands that well-structured data and decisions are the foundation for everything from delightful automation to resilient control
7+ years of product management experience, including time spent building platform or infrastructure products
Strong understanding of data architectures, real-time decisioning, and rules or policy engines
Experience partnering with ML/DS teams to deploy and manage risk or scoring models
Technical fluency; ability to dive deep in partnership with engineering while maintaining clarity for non-technical stakeholders
A product mindset that blends customer empathy with systems thinking
Track record of creating internal tools or platforms that unlock speed, consistency, or quality across product teams
Comfort operating in ambiguity and building new foundations from scratch
Experience in risk, compliance, or financial services is a plus, but not required

What the job involves

We’re looking for a Senior Product Manager to lead the evolution of our internal platform for risk data and decisioning
You’ll define and build the infrastructure that underpins onboarding, fraud, and financial crimes, enabling Mercury to respond faster, act smarter, and scale safely
Define the vision and roadmap for Mercury’s Risk Data Platform and Decision Engine
Build flexible, low-latency decisioning infrastructure that powers real-time risk controls across the customer lifecycle
Partner with engineering, risk strategy, data science, and risk operations to design APIs, data platforms, rule engines, and model orchestration workflows
Create unified data abstractions that make risk data usable across teams and products
Enable continuous improvement by designing feedback loops that connect decisions to outcomes
Collaborate with domain PMs (fraud, financial crimes, onboarding) to build reusable capabilities that reduce redundancy and amplify speed
Establish a platform strategy that balances extensibility, resilience, observability, and performance
Define and track platform health, adoption, and impact metrics

Our take

Frustrated by the archaic, fee-laden banking services offered to entrepreneurs, the founders of Mercury set out to create a better solution. They envisioned a platform that was dynamic, tech-driven, and free from unnecessary fees.

Mercury delivers on this vision by automating business payment processes, offering FDIC-insured accounts, and providing full API access, empowering entrepreneurs with greater control and efficiency. This approach stands in stark contrast to traditional startup banking, which often burdens young businesses with high fees and limited functionality.

By prioritizing user experience and offering a free service tier, Mercury has attracted over 200,000 businesses and achieved a $3.5B valuation as of 2025. As a rising unicorn in the stagnant world of startup banking, mercury is backed by substantial funding and poised for continued growth, constantly adding new features and expanding its team to further disrupt the industry.

Kirsty

Company Specialist at Welcome to the Jungle

Insights

Top investors

50% employee growth in 12 months

Glassdoor (4.5)

Trustpilot (4.1)

Company

Funding (last 2 of 5 rounds)

Mar 2025

$300m

SERIES C

Jul 2021

$120m

SERIES B

Total funding: $450.9m

Company benefits

Health, dental, & vision
12+ weeks of paid parental leave
$600 USD custom WFH equipment setup
Unlimited vacation policy (with a mandatory minimum)
Annual $1K learning & development budget
Paid 6-week sabbatical after the 5-year mark
Weekly $100 food budget
Monthly $100 wellness budget
Monthly $50 cellphone reimbursement
Pet-friendly offices with free tea and beverages, plus lunch and snacks
Unlimited vacation policy (with a mandatory minimum)
Retirement matching up to 4% of base salary (401K/RRSP)
Inclusive fertility, hormonal health, and family-forming benefits through Carrot Fertility

Company HQ

SoMa, San Francisco, CA

Leadership

Jason Zhang

(Co-Founder & COO)

Jason graduated from Stanford University with a Bachelor of Science in Biology before spending over 4 years at Heyzap in Business Development.

Immad Akhund

(Co-Founder & CEO)

Immad graduated from the University of Cambridge with a Masters in Computer Science. He then worked as a Software Developer at Aquila and Bloomberg. He also founded Clickpass and Heyzap, and was a Part-time Partner at Y Combinator.

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