Graduate Analyst, Zopa
2027
£45k
+ £5,000 signing bonus & Up to 10% annual discretionary bonus
SQL
Python
Entry level
London
Manchester
2-3 days a week in office (Canary Wharf, London)
Financial solutions for borrowers and savers
Be an early applicant
Financial solutions for borrowers and savers
501-1000 employees
FintechB2CLendingFinancial Services
Be an early applicant
£45k
+ £5,000 signing bonus & Up to 10% annual discretionary bonus
SQL
Python
Entry level
London
Manchester
2-3 days a week in office (Canary Wharf, London)
501-1000 employees
FintechB2CLendingFinancial Services
Company mission
To create simple, fair and honest financial products that have the customer's needs at heart.
Role
Who you are
- You don’t need to arrive knowing every tool or technique! Your first four months will include a structured graduate training programme designed to give you a broad foundation across Analytics at Zopa
- You’ll rotate through four placements and complete a project for each, giving you the chance to apply your learnings to real business problems
- We make extensive use of AI-tools (both generic foundation models and skills developed locally) in all our work including knowledge discovery, code development, and task automation. Training in relevant AI tool use is also part of each of the placements:
- Intro to Zopa & Technical Skills – get to know Zopa, our products and how we use data, while deepening your technical skills (including SQL and Python)
- AI Applications – Learn how analysis using large language models and associated transformer-based architectures is applied to real business problems
- Data Science – Develop your data science skills, including building gradient boosted and sequence-based models, and put them into practice in a competition to build the best model to address a real prediction problem
- Product Economics – understand the economics behind our product design and lending decisions, and learn techniques for forecasting future value
- Together, these placements provide broad training in the tools, concepts and business context used across our Analytics teams, preparing you to join any of the analyst teams within Zopa
- Numerically confident – comfortable working with mathematics at A-level complexity
- Analytical – able to break down complex challenges, apply logic and make thoughtful judgements
- Naturally curious – keen to ask questions, explore data and understand how things could work better
- Excited by technology – interested in learning tools such as Python and SQL and exploring how AI is changing the way we work
- Ready to Dream Big – curious and ambitious, willing to challenge existing thinking and make progress even when the answer isn’t obvious
- Prepared to Own It – willing to take initiative, take responsibility for outcomes and follow things through
- Motivated to Win Together – collaborative, open to different perspectives and focused on achieving great outcomes with others
What the job involves
- At Zopa, our Analysts don’t just analyse the business – they help shape it
- From designing our products and customer experiences, to deciding our lending criteria and target markets, our Analysts are at the heart of every major decision we make
- You’ll combine creative problem solving with strong numerical and communication skills, turning data into insights and ideas into real-world impact
- You’ll have meaningful ownership from the start, while learning from talented colleagues across the business
- After completing our training programme, you'll join one of our teams. As you grow, you'll have opportunities to explore new projects and internal moves. You can expect to:
- Take real ownership from day one – using data to investigate problems, test ideas and recommend improvements to our products, customer experience and business performance
- Build your technical skills using cutting edge tools and techniques
- Turn data into insights and communicate these to stakeholders across functions and levels
- You'll learn more about each area of Analytics at Zopa throughout our hiring process and training programme. To give you a flavour of the different opportunities…
- Shape the lending decisions that drive Zopa’s growth and profitability. You will develop, model and test lending strategies, explore how changes affect customers and commercial performance, and help turn analysis into real lending decisions
- Build insight and recommendations that drive product decisions, prioritisation and strategy. You will run in-depth analysis, design tests, monitor performance, and build self-serve tools to enable others in their work (for example, conversational analytics)
- Design and deploy cutting-edge predictive models that power Zopa’s products and decisions. You will be pushing boundaries in both the data sources and techniques that you apply to some of our most challenging problems, taking ideas from the experimentation stage through to production deployment
- The roles of Zopians in our Technology teams are varied and rapidly evolving as the power of the tools we use to support building, testing, and deploying software grow more powerful. We have exciting opportunities across a broad set of disciplines including software engineering, data engineering, analytic engineering, information security, and technology delivery
- The management of risk is an area where we see huge potential benefit from the application of large language models and associated deep learning techniques. You will apply your analytic skills to a wide range of challenges from across the business such as customer experience, financial crime, diagnosing technology incidents, and much more
- These roles may be best suited to 2026 and 2027 graduates who are ready to start in February or September 2027. If you’ve already graduated and have a few years of experience, look out for our additional experienced roles on our careers page!
Application process
- Applications opened on Tuesday, 1st September and will close at 9am UK time Sunday, 25th October
- Once you apply, you will receive a link to complete our online assessments with Aon, our testing provider. These will take up to ~45 minutes total and you will have 1 week after applying to complete the assessments
- If you are successful at the assessment stage, you will be invited to complete a recorded video interview via Aon. This video interview process may take up to 45 minutes to complete, and you will have 1 week to complete this after receiving the invitation
- We will also be inviting applicants who have passed the assessment stage to a virtual webinar on either Friday, 16th October or Friday, 6th November. These are a great chance for you to learn more about life at Zopa, hear from our leaders, and get our top tips for success!
- If you are successful at the recorded video interview stage, we will invite you to one of our in-person case study interview days hosted at our beautiful Canary Wharf office! These are our only available interview dates, so please mark them in your diary:
- Monday, 2nd November
- Wednesday, 4th November
- Wednesday, 11th November
- Friday, 13th November
- Wednesday, 25th November
- Friday, 27th November
- If you are successful at this stage, you will be invited to a second-stage remote case study interview, which will be conducted in late November or December
- Our remote final-stage interviews will take place throughout December and January, depending on which in-person case study day you participated in, with all offers out by late January
Our take
Zopa has been a pioneering force in the world of finance since 2005, lending out billions in personal loans since its inception, before the launch of its bank in 2020. Its depth of lending experience makes it a digital bank with a difference - offering all the benefits customers have come to expect from a challenger bank, but backed up by 16 years of know how.
Zopa has carved out a strong position for itself in UK fintech, offering more than just loans with products like savings accounts and credit cards. And its clear focus on lending and saving has paid off, with recent investment fueling both product growth and its entry into business lending. The bank also made its first acquisition, snapping up 'buy now, pay later' platform DivideBuy, as part of its expansion strategy.
On top of that, Zopa is now boasting two consecutive years of profit doubling, a rare feat in digital banking. Backed by fresh funding, it's now pushing into new territory with plans to launch a current account and integrate generative AI into customer services.
Freddie
Company Specialist at Welcome to the Jungle
Meet the team
10 people
Jamal Ud-Din, Product Manager
Our mission
Building the world's best credit card!Insights
Top investors
Company
Employee endorsements
Intelligent people
"My colleagues here at Zopa have a wealth of knowledge which they share constantly and are always willing to assist or give a second opinion on..."
Funding (last 2 of 14 rounds)
Dec 2024
$95.2m
LATE VC
Feb 2023
$101.3m
LATE VC
Total funding: $980.8m
Company benefits
- 2-3 days a week in the office. We value face-to-face collaboration and a good work-life balance.
- You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one (*Subject to having the right to work in the country of choice)
- On top of regular bank holidays, you’ll get 25 days holiday as standard, rising up to 30 days as your tenure grows. For any teams that operate on a bank holiday, you may be offered an alternative day off.
- As a Zopian, you can opt into our private medical insurance through Vitality Health. This’ll give you access to private medical care, discounted gym memberships, and other rewards such as savings at various retailers for maintaining an active lifestyle. You also get free Headspace access to help with the all-important mindfulness we need
- 16-weeks full pay for all new parents. We offer enhanced maternity and paternity pay to employees wishing to start a family. New parents, including those adopting, are eligible to take up to 16-weeks leave at full pay.
Company values
- Customer Champion: Whatever the role, the customer is front and centre of our thinking. We care passionately about doing the best for them.
- Fearless Choices: Our environment is fast-paced, agile and open. You'll solve interesting and challenging problems and be trusted and empowered to bring your ideas to life.
- In It Together: You'll join an ambitious, diverse and all round approachable team with a mix of ideas and talents who inspire each other to be better every day.
- Walk The Talk: You'll be honest, stick to your promises and face the tough moments head on.
- Win smarter: You'll be always on the lookout for a better way of doing things, going beyond "good enough" and welcoming different points of view.
Company HQ
London, UK
Articles
Leadership
Jaidev
(CEO)Promoted from within Zopa, previously COO. 12 years of experience at Capital One, including Chief Marketing Officer for UK.
Diversity, Equity & Inclusion at Zopa
- We're always looking for passionate and talented people who can help us be the best place for money. We welcome everyone, regardless of age, disability, gender, sexual orientation, parental status, race or religion.
- We run a successful mentoring program, with 28 mentors across the business. We believe this launching pad helps our internal talent stretch beyond their comfort zone, explore new avenues and grow into future leaders.
- We’re focused on ensuring a fair approach to attracting talent, from how we advertise roles to our application and interview process. For all our hiring requirements we mandate 50/50 shortlists and diverse interview panels. We also run all our adverts through a recognised gender de-coder to ensure we attract and hire a diverse range of people. More recently we’ve been experimenting with new job boards and partnerships like Otta Jobs and BYP Network (Black Youth Partnership Network) to increase diversity in our candidate sourcing.
- We’ve secured trail-blazing partnerships with organisations like Code First Girls, YSYS and BYP Network. We’ve already had huge success with our Code First Girls cohort who joined our tech community as Software Engineers and Database Administrators in January.
- We encourage Zopians to create memorable career journeys, and internal mobility plays a huge part in this. All our live job vacancies are posted on our internal jobs board. Over the last 12 months, we’ve trained and supported many Zopians to make internal career moves and become compliance officers, developers, lawyers and HR specialists. In fact, 20% of our open roles in Q3 2021 were filled by internal candidates. This not only makes Zopa a great place to work, but also allows us to break down some of the systemic pipeline issues that we see in STEM professions.
- Our Diversity & Inclusion focus groups and “All in” club celebrate diversity through various company events, such as quiz nights and “Bring your kids to work” day – our favourite is international food night!
- Everyone at Zopa has different working styles, and we want to support them in any way possible. That’s why we’re committed to flexible working whether that’s from home, in the office or a combination of both. What’s more, our model includes the option of working from abroad for up to 120 days a year!
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