Principal Mobile Engineer, Upstart
Android
$195.3-270.4k
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$195.3-270.4k
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 8+ years of software engineering experience, including substantial experience building and shipping native Android applications in Kotlin and/or Java
- Proven track record leading large, cross-team mobile initiatives, platform migrations, or new mobile product launches in production environments
- Experience shipping consumer-facing mobile products at scale with strong attention to performance, reliability, and user experience
- Native Android depth in Kotlin and/or Java, plus working experience with React Native and TypeScript to operate effectively across a mixed mobile stack
- Demonstrated technical leadership as a senior individual contributor, including architecture ownership, mentorship, and influence across teams
- Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses
Desirable
- Experience serving as the mobile or frontend technical lead for a product team or business-critical product surface
- Breadth across mobile platforms, including familiarity with iOS development, React Native, or cross-platform mobile architecture
- Background in fintech, lending, or other consumer financial products with complex user journeys and high quality expectations
- Experience helping teams build conviction around new mobile investments through technical proposals, feasibility work, or proof-of-concept execution
- Comfort leading through ambiguity in fast-scaling product environments where scope, ownership, and roadmap priorities evolve over time
- Experience building alignment across engineering, product, design, and leadership partners in high-visibility, cross-functional organizations
What the job involves
- Upstart’s Cash Line and Unsecured Installment teams are building and scaling mobile experiences across two important lending product surfaces
- This role will help both teams drive Android migration work, strengthen Upstart’s mobile foundation, and support a newly approved Android app launch plan on an aggressive timeline
- The work is highly cross-functional and high-visibility, with direct impact on product strategy, engineering execution, and the experience of future Android borrowers
- As the Principal Software Engineer, Android at Upstart, you will lead critical Android initiatives across both the Cash Line and Unsecured Installment teams while helping shape the long-term mobile architecture across those product areas
- You’ll serve as the senior technical owner for native Android work, partner across both teams to deliver against an ambitious roadmap, and continue as a mobile specialist after launch with enough React Native experience to influence frontend direction, delivery, and engineering quality across the broader stack
- This is a high-impact individual contributor role with meaningful technical leadership, cross-team influence, and mentorship responsibility
- Lead Android migration and development efforts across Cash Line and Unsecured Installment product surfaces, making thoughtful technical decisions that improve product quality, scalability, and speed of execution
- Help deliver against Upstart’s approved Android launch plan, translating aggressive business goals into pragmatic technical milestones and execution plans
- Set technical direction for mobile architecture, helping the teams evolve a strong foundation across native Android and React Native surfaces while keeping Android expertise at the core
- Partner closely with product, design, and engineering stakeholders across both teams to translate roadmap priorities into durable mobile solutions
- Raise the bar for engineering excellence through technical leadership, design reviews, mentorship, and pragmatic execution in ambiguous, high-visibility problem spaces
- After launch, continue as a mobile specialist who can support both the Cash Line and Unsecured Installment teams, bringing deep Android expertise alongside enough React Native fluency to contribute across shared mobile surfaces
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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