Principal Mobile Software Engineer, Upstart
$195.3-270.4k
+ Target bonus & Equity
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$195.3-270.4k
+ Target bonus & Equity
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 8+ years of software engineering experience, including substantial experience building and shipping mobile applications with React Native and TypeScript
- Strong native Android depth in Kotlin and/or Java, with experience shipping or launching native Android applications in production
- Proven track record leading cross-team mobile initiatives, platform migrations, or new mobile product launches in production environments
- Experience shipping consumer-facing mobile products at scale with strong attention to performance, reliability, and user experience
- Demonstrated technical leadership as a senior individual contributor, including architecture ownership, mentorship, and influence across teams
Desirable
- Experience serving as the mobile or frontend technical lead for a product team or business-critical product surface
- Breadth across mobile platforms, including familiarity with iOS development or cross-platform mobile architecture
- Background in fintech, lending, or other consumer financial products with complex user journeys and high quality expectations
- Experience helping teams build conviction around new mobile investments through technical proposals, feasibility work, or proof-of-concept execution
- Comfort leading through ambiguity in fast-scaling product environments where scope, ownership, and roadmap priorities evolve over time
- Experience building alignment across engineering, product, design, and leadership partners in high-visibility, cross-functional organizations
What the job involves
- Upstart's Unsecured Installment team builds and scales the mobile experiences behind our small dollar loans and personal loans products. This role will strengthen Upstart's mobile foundation across the team's mobile codebase and help drive a newly approved Android app launch on an aggressive timeline this year. The work is highly cross-functional and high-visibility, with direct impact on product strategy, engineering execution, and the borrower experience
- As the Principal Mobile Engineer on the Unsecured Installment team, you will be the senior technical owner for the team's mobile work. You'll operate primarily as a mobile generalist and React Native specialist who elevates the team's mobile codebase, while bringing the native Android depth needed to lead our Android launch this year
- After launch, you'll continue as the team's mobile specialist, shaping long-term mobile architecture and quality across both React Native and native Android surfaces. This is a high-impact individual contributor role with meaningful technical leadership, cross-team influence, and mentorship responsibility
- Serve as the primary mobile engineer and React Native specialist for the Unsecured Installment team, raising the quality, scalability, and velocity of the team's mobile codebase across small dollar loans and personal loans
- Lead Android development for the team and help deliver against Upstart's approved Android launch plan this year, translating aggressive business goals into pragmatic technical milestones and execution plans
- Set technical direction for the team's mobile architecture, evolving a strong foundation across React Native and native Android surfaces
- Partner closely with product, design, and engineering stakeholders to translate roadmap priorities into durable mobile solutions
- Raise the bar for engineering excellence through technical leadership, design reviews, mentorship, and pragmatic execution in ambiguous, high-visibility problem spaces
- After launch, continue as the team's mobile specialist, bringing broad React Native fluency alongside deep Android expertise to support the full unsecured installments mobile stack
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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