Head of Product, Pagaya Investments
Personal Loans
Artificial intelligence for consumer lending
Open for applications
Artificial intelligence for consumer lending
501-1000 employees
Open for applications
501-1000 employees
Company mission
To forge the future of finance by harnessing the power of artificial intelligence to modernise a limited and inefficient consumer lending system.
Role
Who you are
- This is a senior individual contributor role — ideal for a highly accomplished product leader who thrives on connecting strategic insight with executional rigor
- 10+ years of progressive product management experience, including time in high-growth fintech or consumer lending environments (e.g., SoFi, Affirm, or similar)
- Proven success driving strategy and execution for complex, multi-stakeholder products — ideally within lending, banking, or credit ecosystems
- Strong executive presence and communication skills, with the ability to influence at all levels and synthesize complex ideas clearly
- Deep technical fluency — able to engage confidently with engineering and data teams on architecture, scalability, and trade-offs
- Demonstrated ability to operate as a strategic IC: self-directed, detail-oriented, and able to move seamlessly between strategy and execution
- Analytical and data-driven mindset with a disciplined approach to decision-making and prioritization
- Bachelor’s degree required; advanced degree preferred
- Based in or able to regularly travel to New York City
What the job involves
- Pagaya sits at the intersection of lenders, consumers, and investors in the consumer credit ecosystem. We are seeking a Head of Product, Personal Loans to serve as a strategic and operational thought partner to the Chief Product Officer, driving cross-product initiatives that scale Pagaya’s platform and deepen its value across personal loans
- You’ll influence Pagaya’s product direction, partner with executives across Product, Engineering, Data Science, and Capital Markets, and own initiatives critical to the company’s growth trajectory
- Partner directly with the Chief Product Officer to define and drive key strategic initiatives across Pagaya’s product ecosystem
- Translate company and business objectives into actionable product strategies, frameworks, and roadmaps that guide execution across teams
- Act as a trusted advisor to senior leadership on product direction, trade-offs, and prioritization
- Monitor market, regulatory, and competitive trends to identify opportunities for innovation and differentiation
- Lead complex, cross-functional product initiatives — from concept to delivery — ensuring measurable business outcomes
- Develop clear, data-driven roadmaps aligned with growth, scalability, and partner success
- Engage deeply with Engineering and Data Science to design, validate, and launch scalable systems and platforms
- Use a metrics-driven approach to define success, measure performance, and iterate quickly based on feedback and data insights
- Collaborate with Pagaya’s partners — banks, fintechs, and investors — to understand needs, identify leverage points, and shape new opportunities
- Distill customer insights and partner feedback into clear product requirements and strategic recommendations
- Represent Pagaya’s product vision with credibility and impact in executive and external discussions
- Work across Personal Loan products
- Serve as a role model for product excellence — combining analytical depth, curiosity, and executional discipline
- Drive a culture of collaboration, accountability, and innovation across Product, Engineering, and Business teams
- Mentor emerging PMs and cross-functional partners to elevate product thinking and strategic rigor
Our take
The traditional consumer lending system is widely regarded as inefficient and can limit a lender’s ability to evaluate credit applications. Pagaya Investments is disrupting this system: its platform uses comprehensive learning insights to offer better assessments and more accurate credit evaluations. This allows its customers to rapidly scale their services while reducing the risk of defaults or fraud.
Since its launch, the company has grown significantly, managing billions in assets for a diverse range of clients, including banks, insurance companies, pension funds, asset managers, and private health funds. Major enterprises like Visa, Avant, and SoFi utilise Pagaya's AI evaluation to extend credit to underserved customers, achieving levels of speed and accuracy that traditional methods cannot match.
Pagaya has continued to enter new markets each year, having begun with personal loans and then expanding into auto loans and real estate. This is demonstrative of the company's ability to scale across markets, and it is now focused on increasing the adoption of its technology by large banks and auto lenders.
Steph
Company Specialist at Welcome to the Jungle
Insights
-20% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Jun 2020
$102m
SERIES D
Apr 2019
$25m
SERIES C
Total funding: $144.3m
Company HQ
Murray Hill, New York, NY
Leadership
Gal Krubiner
(Co-Founder & CEO)Gal worked for ORMOR CAPITAL before co-founding Super Price and spending over 3 years at UBS.
Yahav Yulzari
(Co-Founder & Deputy CEO)Yahav has been Owner of Hamovil Jack Yulzari Limited and Galya Global since 2010 and 2014 respectively.
Avital Pardo
(Co-Founder & Deputy CEO)They spent many years as an Analyst in Israel's Defense Force and as a Data Scientist & Analyst at Fundbox before co-founding Pagaya.
Salary benchmarks
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