Senior Analyst, Lloyds
Pricing & Performance Analytics Embedded Finance
£70.9-78.8k
+ Performance based annual bonus award + Share schemes including free shares!
2 days a week in office
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
£70.9-78.8k
+ Performance based annual bonus award + Share schemes including free shares!
2 days a week in office
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- A confident Senior Analyst - enthusiastic about solving problems and finding innovative ways to bring financial assessments to life
- You'll have the ability to work independently and within a team of highly skilled and motivated analysts
- You'll challenge the status quo and suggest new ways of doing things
- You possess a mix of people skills, able to influence and work effectively with technical and non-technical audiences
- Adept at asking intelligent questions, of yourself and others, and translating complex analysis into compelling stories and making light of the data
- Highly hard-working & initiative-taking with proven track record for engaging with a wide range of people
- Excellent analytical ability with outstanding diligence and great numerical skills. Financial experience and profit and loss knowledge would be useful but not essential
- To be proficient in excel and understand sophisticated formulas to ensure spreadsheets are efficient and future proofed. Forecasting experience is required
- You would have excellent communicating skills and be able to present succinct summaries of sophisticated pieces of work to senior management
- You should have experience handling and simplifying large volumes and the ability to utilise SQL/SAS via platforms such as GDW and LeMANs
- Show experience of working independently and setting key priorities for yourself
- Ideally you have financial services experience
What the job involves
- This role is responsible for analysing and forecasting the financial performance of a range of Embedded Finance products
- The valuation of customer offerings is essential in understanding the profitability of the Embedded Finance portfolio and will provide commercial insights into all aspects of customer engagement strategies
- In addition, the ideal candidate would be an experienced analyst with data interrogation skills, driving meaningful insights across the customer journey to contribute to portfolio strategy and unlock growth opportunities
- Drive the Embedded Finance process from a valuation perspective, developing meaningful insights into segment performance by price point and demonstrating control over data processes
- Provide valuations for pricing new products and price points to enable them to be brought to market, whilst ensuring sufficient control and governance to give a ‘best practice’ approach
- Lead analytical projects to gain further insights into customer behaviors that contribute to key business decisions and unlock portfolio growth opportunities
- Monitoring and updating financial valuations for new products to customers by customer behaviour type and seek agreement to our conclusions from colleagues in Pricing, Embedded Finance, Finance and Credit Risk
- Support the data provision for valuations using SAS/SQL to create the data, crafting a series of reports and analytical works that will provide relevant insights into pricing/behavioural segment performance
- Use our partnerships with colleagues in Finance, Credit Risk and Product Owners to build, monitor and update financial valuations for new and existing offers to customers by customer behaviour segment alongside driving data insights to support portfolio growth
Application process
- End Date: Wednesday 03 September 2025
Salary benchmarks
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy – including for its handling of PPI complaints in 2015, and the 2009 European Commission ruling that forced it to part ways with TSB – but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
Of the company’s 26 million customers, over 18 million of them are online, making it the largest UK digital bank. As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its current technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
Recently, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on FinTech Action Labs (a FinTech accelerator programme) to bring its industry expertise to early-stage FinTechs. As well as investment in digital transformation and AI, the company is enhancing its wealth product and corporate banking offerings, as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive, not founder)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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