Senior Staff Decision Science, Flex
Risk
$190-235k
+ Equity
More information about location
Flexible rent payment application
Be an early applicant
Flexible rent payment application
501-1000 employees
Be an early applicant
$190-235k
+ Equity
More information about location
501-1000 employees
Company mission
To help people pay for the things that matter most.
Role
Who you are
- 8+ years of relevant experience, including risk/credit strategy at a financial institution or Fintech
- A graduate degree in Statistics, Mathematics, Computer Science, or a related quantitative field
- Advanced proficiency in SQL and data visualization, with a track record of building scalable analytics and tooling that other teams reuse
- Excellent problem-solving skills and effectiveness in communicating complex technical concepts to non-technical stakeholders
- Subject-matter expertise across a large risk domain (e.g., existing-user credit risk or account takeover), with a strong sense of ownership and a track record of proactively expanding scope
- Hands-on experience applying AI/LLM tools (e.g., Claude Code) to accelerate analytics — evaluating and adopting AI tooling for the team and building automations others reuse, with sound judgment on accuracy, bias, and compliance
What the job involves
- We are seeking an experienced Senior Staff Decision Scientist to join our Risk and Decision Science team
- In this role, you will play a pivotal part in shaping the design of a new credit product, developing its risk policy and launch strategy, and proactively identifying the next opportunities to expand its scope
- Your work will be central to managing financial risk, maximizing customer lifetime value (LTV), and driving long-term business growth
- Partner with the product, engineering and Legal & Compliance team to shape product strategy and define the 3–6 month risk roadmap for the domain
- Define and implement risk policies and strategies to support the product's launch
- Build scalable, product-level dashboards and pipelines to track product KPIs, risk exposure and loss trends that are reused across teams
- Leverage data-driven insights and experimentation to inform policy updates, drive continuous improvement to maximize customer LTV
- Take full ownership of the product's unit economics — setting ambitious goals and identifying the pathway to sustainable, long-term growth
Our take
Many people struggle to pay their rent every month, with a variety of bills hitting their bank accounts simultaneously. Whilst many of these people earn enough money to cover their bills, the inflexible nature of monthly bills can make the all-in-one payment a harder obstacle.
Flex provides a mobile application for the flexible payment of rent, allowing users to pay their landlords through flexible payment plans, reschedule payments when necessary, and protect their funds through Overdraft Protection. The company achieves this by partnering with estate agents and paying their resident's bills upfront, taking on the challenges that landlords would normally have due to late payments.
Flex has experienced extremely rapid growth since its founding which has caused some issues, as it struggled to keep up with the surge in new customers. Having made improvements to its product and scaled its customer service team, it is set to continue providing a service that has come to be highly valued by both tenants and landlords.
Freddie
Company Specialist at Welcome to the Jungle
Insights
10% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Feb 2022
$160m
SERIES C
Apr 2021
$46.6m
SERIES B
Total funding: $225.1m
Company benefits
- Medical, Dental & Vision: Your healthcare will be available from Day 1— giving you immediate peace of mind — with best in class coverage and options.
- Parental Leave: Step away with paid time off to focus on family and life’s newest chapter.
- NYC HQ: Collaborate in our lively New York headquarters, with new office space on the way!
- 401(k) Retirement Savings: Plan ahead with our 401(k) program to grow your future. And starting early 2026, employees will be eligible for a company match!
- Flex Giving: Flex Giving empowers employees to support local nonprofits advancing housing stability in the communities we call home.
- Employee Assistance Fund: Confidential financial support to teammates facing unexpected hardships or emergencies.
- Hybrid Work Policy: Work flexibly from home, with in-person collaboration and events that matter.
- Unlimited PTO + Holidays: Take the time you need— whether that’s a vacation, recharge, or simply a long weekend
- Free Flex Subscription: As a Flex employee, you'll have full access to our services without charge.
- GrubHub Credit: Enjoy meal credits while in the office, so you’re fueled for the workday ahead.
Company HQ
Midtown Manhattan, New York, NY
Leadership
Shragie Lichtenstein
(Co-Founder & CEO)Prior to co-founding Flex in 2019, Shragie co-founded Boundless Reality. They graduated from Yeshiva University in 2015 with a Bachelor's Degree in Finance.
YeTong Shao
(Co-Founder)Prior to co-founding Flex in 2019, YeTong co-founded Boundless Reality alongside Shragie. They graduated from the University of Chicago with a Bachelor's Degree in Mathematic & Economics.
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