Business Analyst, Current
Treasury Operations
$95-121k
Offers equity (in the form of stock options) and a discretionary performance bonus program
Office located in Chelsea, NY
Online banking & financial services
Open for applications
Online banking & financial services
201-500 employees
Open for applications
$95-121k
Offers equity (in the form of stock options) and a discretionary performance bonus program
Office located in Chelsea, NY
201-500 employees
Company mission
To build the future of banking
Role
Who you are
- We are looking for someone with experience in treasury operations and looking to; If you are curiosity, enthusiasm, and how you approach learning and problem-solving
- If you have exceptional analytical skills, a hands-on mentality, and are ready to take ownership of complex challenges, we'd love to hear from you!
- Strong data analysis capabilities
- 2+ years in fintech, financial service, or consulting
- Critical Thinker: You approach problems from all angles, uncovering key assumptions and making data-driven decisions
- Creative Problem-Solver: You can find solutions that balance multiple constraints and objectives, always aiming for the best possible outcome
- Results-Oriented: You measure your impact by real business results and customer outcomes, always prioritizing to maximize speed-to-impact
- Fast Learner: You easily pick up new skills and tools to get the job done and thrive on learning new things
- Intellectually Curious: You love digging into the “why” behind the numbers and find excitement in uncovering new insights
- Exceptional Communicator: You can convey complex ideas clearly in both written and verbal communication, and you use your interpersonal and negotiation skills to build alignment
- Adaptable: You thrive in fast-moving, ambiguous environments and enjoy working on a wide range of challenges
- Proactive, reliable, and conscientious, with strong attention to detail and organizational skills
- A true team player, with excellent written and oral communication skills
- Self-starter who can work independently, follow instructions, and apply judgment to solve problems effectively
- Interested in working in operational and process-driven roles
- Comfortable working with external partners and building strong relationships
- Proficient with Excel; familiarity with SQL is a plus
- Familiarity with ACH Knowledge is a plus but not required
- Numerate and comfortable making decisions based on data
- Curious, open to feedback, and committed to continuous improvement
What the job involves
- We are looking for a Business Analyst, Treasury Ops to join our team and drive the growth of our Treasury Operations function
- This is a key role at a time of rapid expansion at Current, and the primary objective is to support the day-to-day operations of the treasury team
- Monitor Money Movement: Analyze and track money flows for our products to ensure liquidity meets operational needs with our sponsor banks
- Fund Transfers & Payments: Execute fund transfers, wires, and ACH payments, ensuring compliance with internal controls and daily funding needs
- Banking Relationships: Manage banking relationships, account signatories, and oversee electronic banking platforms
- System Monitoring: Monitor activities and systems to identify and triage any alerts in the treasury function
- Ledger Reconciliation: Run and analyze both manual and automated processes for daily ledger reconciliation
- Process Improvement & Automation: Continuously improve and automate existing processes to address inefficiencies in workflows
Our take
Current is a neobank offering digital banking services, with a focus on younger generations and paycheck-to-paycheck customers. It offers a swathe of innovative services including on-demand pay and overdraft protection to people underserved by traditional institutions.
Younger customers are expected in the coming years to pivot from legacy institutions to the higher functionality and lower costs of consumer-first neobanks like Current. By netting an average customer age of 27, Current is establishing itself as a pack leader among rival but less well-funded neobanks like Step or Till.
It is also successfully competing with legacy institutions by exploiting the relatively adaptive nature of neobanking: Current has previously offered customers advanced access to stimulus checks, and is seeking to expand into crypto. The company continues to raise funding, the latest of which will help fuel growth and an accelerated path to profitability.
Steph
Company Specialist at Welcome to the Jungle
Insights
-2% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2021
$220m
SERIES D
Nov 2020
$131m
SERIES C
Total funding: $392.6m
Company benefits
- Company equity
- Flexible vacation policy
- Commuter benefits
- Discretionary bonus program
- Work from home opportunities
- Medical, Dental & Vision
Company HQ
Little Italy, New York, NY
Leadership
Stuart Sopp
(Founder & CEO)Worked as a Trader for BNY Mellon and Deutsche Bank for a combined 9 years before serving as Head of Trading at Citi and Morgan Stanley. Left this role after 5 years to found Current in June 2015, working as CEO ever since.
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