Senior Product Manager, Earnin
Cash Out
$189-231k
+ Equity
2+ days a week in office (Mountain View, CA)
Paycheck advance service for employees
Be an early applicant
Paycheck advance service for employees
201-500 employees
Be an early applicant
$189-231k
+ Equity
2+ days a week in office (Mountain View, CA)
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- 4+ years of product management at a consumer technology product company
- Strong product/design sense developed by shipping delightful and innovative products
- Strong analytical skills in leveraging data to drive product decisions and improve key metrics
- Ability to engage in technical discussions and make informed product decisions based on technical constraints
- Deep user empathy and experience building products based on user needs
- Can confidently create a rapid experimentation culture to accelerate learning and iteration
- Ability to influence and build alignment across the team to deliver against goals successfully
- Ability to think outside the box to solve complex problems with creative and radical ideas
What the job involves
- As a Senior Product Manager for Cash Out, you'll help bring our mission to life—reinventing the financial system and helping our community members get to a better financial place
- Reporting to the General Manager for the Cash Out business, you will be responsible for scaling our Cash Out product and building the next set of product innovations and features to drive the growth of our core business
- You’ll need to employ everything in your product toolkit to architect the product strategy, constantly discover new insights, and drive forward on execution
- Deliver innovative and high-quality product experiences to drive user growth for EarnIn’s core Cash Out product
- Create tight feedback loops with our community members and a deep understanding of product issues and the path to resolution
- Communicate the product vision, roadmap, and results to your product team, stakeholders, and executive team
- Define OKRs and set stretch goals for your product and team
- Raise the bar for design quality and user experience for our members
- Lead a cross-functional team of engineers, designers, researchers, and data analysts to build and scale products that make the most impact on our community members
- Establish, monitor, and analyze metrics to track progress toward product goals
- Leverage user research, competitive analysis, and data to identify and prioritize new product opportunities
- Design, develop, and execute features and experiments to iterate your way to the product’s success rapidly
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
42% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company HQ
Evergreen Park, Palo Alto, CA
Leadership
Ram Palaniappan
(CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
Salary benchmarks
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