Risk & Compliance Manager, Token

£80-90k

+ Stock options (at one years service)

Excel

GSuite

Google Workspace

Mid and Senior level

Berlin

Remote from Germany

Open banking platform for account-to-account payments

Job no longer available

Open banking platform for account-to-account payments

101-200 employees

FintechB2BEnterpriseCompliancePaymentsAPI

Job no longer available

£80-90k

+ Stock options (at one years service)

Excel

GSuite

Google Workspace

Mid and Senior level

Berlin

Remote from Germany

101-200 employees

FintechB2BEnterpriseCompliancePaymentsAPI

Company mission

Token’s mission is to drive the shift from traditional payment methods to faster, fairer, lower-cost bank payments.

Job

Company

Role

Who you are

Based in Germany, with experience in Risk & Compliance, ideally within the payments industry
At least three years’ experience in a regulated sector
Strong knowledge of PSD2, ZAG, GwG, and related regulations
Fluent in German and English (both written and verbal)
Comfortable working in fast-paced, evolving environments
Strong technical acumen, able to engage with technology specialists
Excellent interpersonal and organisational skills, with the ability to build trusted relationships across stakeholders
Confident and proactive self-starter, capable of managing multiple tasks at same time
Proficient in Google Workspace (GSuite) and Microsoft Office (Excel, Word)
Exceptional attention to detail and problem-solving skills

What the job involves

Reporting to the Managing Director of Token GmbH, this role is part of the group-wide Risk & Compliance team, supporting our pan-European business
The Risk & Compliance Manager is responsible for ensuring Token GmbH maintains its regulatory status and operates within a robust risk management framework
Develop and implement a comprehensive Risk Management Framework aligned with ZAG-MaRisk
Oversee the Payments Risk & Governance Strategy, including operational risk in payment processing, fraud prevention and transaction monitoring and business continuity and resilience planning
Maintain risk and loss registers with timely updates
Conduct risk assessments and scenario analyses to identify vulnerabilities
Ensure compliance with BaFin, Bundesbank, and EU regulatory requirements
Develop and maintain Compliance Policies & Procedures
Act as the primary liaison with regulators, managing regulatory notifications and filings (BaFin, Bundesbank), onsite inspections and inquiries and annual regulatory reporting obligations
Oversee Outsourcing Risk Management, ensuring BaFin compliance
Manage relationships with third-party service providers handling AML, Internal Audit, and Data Protection
Conduct vendor due diligence and risk assessments for outsourced services
Coordinate internal audits (both in-house and outsourced)
Manage external audits related to Risk & Compliance
Implement internal controls to ensure compliance in business operations
Develop and implement regulatory training programs for employees
Provide advisory support on compliance and regulatory matters

Our take

Tokens as a concept hold significant potential, spanning from coffee chains to sustainable energy initiatives. Their primary function is to enable individuals and communities to invest in their interests, with the initial motivation to create a world where money effortlessly supports the causes people genuinely care about.

But in the current landscape, tokens pose challenges. Discovering them proves challenging, understanding them can be draining, staying updated with them is time-consuming, and retaining them may instill fear. Consequently, it is observed that the main participants in token engagement are day traders and crypto enthusiasts.

Token.com aims to redefine this narrative by adopting a fresh approach. The goal is to make tokens more relatable and less complex, more accessible and less alien, fostering a sense of community rather than isolation. With a team comprising designers, engineers, product enthusiasts, and token aficionados, Token.com is enthusiastic about influencing the future of tokens.

Freddie

Company Specialist at Welcome to the Jungle

Insights

Top investors

34% female employees

38% employee growth in 12 months

Glassdoor (4.5)

Company

Funding (last 2 of 8 rounds)

May 2022

$40m

SERIES C

Jan 2021

$15m

SERIES B

Total funding: $91.6m

Company benefits

Stock Options
Learn and grow
30 days holiday + local BH

Company HQ

City of London, London, UK

Leadership

Todd Clyde

(CEO, not co-founder)

He was previously the COO at Token. He has extensive experience in Senior Sales Leadership

Salary benchmarks

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