Data Engineer, Lemfi
Credit
International payments service
Posted today
International payments service
201-500 employees
Posted today
201-500 employees
Company mission
To improve the financial lives of the next generation of immigrants.
Role
Who you are
- You are someone who thrives in a fast-paced fintech environment where honesty and transparency are the foundation of how we work. You take ownership of your responsibilities and approach challenges with proactiveness.
- You believe that great results come from strong collaboration and open communication, and you embrace change with adaptability. At LemFi, we strive for excellence in everything we do — you share that mindset, combining dedication to your craft with a commitment to the success of your team and the satisfaction of our customers
- We are looking for a Credit Data Engineer to join our team and help build, scale, and optimise the data infrastructure at the core of our lending business
- This is a hands-on engineering role, ideal for someone who thrives on building and maintaining robust data pipelines that power underwriting, credit decisioning, and portfolio analytics
- You’ll work closely with credit risk, product, and data science teams to deliver the data foundations that enable innovative credit products and actionable insights
- Your work will directly influence our ability to automate decisions, monitor performance, manage risk, and deliver a best-in-class lending experience
- You will join our growing Data team, with your focus dedicated to work with the Credit business unit
- 1–3 years’ experience as a Data Engineer, or similar role, preferably within UK consumer lending, fintech, or financial services
- Hands-on experience with building data pipelines, use of SQL, Python, and relevant data engineering tools (e.g.,Snowflake, dbt, third-party ingestion tools, Dagster)
- Comfortable working with transactional data, credit bureau data, and open banking APIs
- Understand the importance of and implement solutions for data quality, lineage, and security in a regulated environment
- Enjoy collaborating with cross-functional teams and turning messy real-world data into clean, reliable, production-ready datasets
- Excited to work in a fast-paced, highly driven environment
What the job involves
- We are looking for a Credit Data Engineer to join our team and help build, scale, and optimise the data infrastructure at the core of our lending business
- This is a hands-on engineering role, ideal for someone who thrives on building and maintaining robust data pipelines that power underwriting, credit decisioning, and portfolio analytics. You’ll work closely with credit risk, product, and data science teams to deliver the data foundations that enable innovative credit products and actionable insights
- Your work will directly influence our ability to automate decisions, monitor performance, manage risk, and deliver a best-in-class lending experience. You will join our growing Data team, with your focus dedicated to work with the Credit business unit
- Design, build, and maintain data pipelines that support credit risk modelling, underwriting, portfolio management, and regulatory reporting
- Connect and ingest data from core ledger systems, transaction processors, credit bureaus, open banking APIs, and third-party providers
- Implement and maintain robust processes to ensure data accuracy, completeness, and reliability. Implement automated checks, anomaly detection, and data validation routines
- Deliver production-ready datasets that power credit decision engines, risk models, and affordability assessments in real time
- Work closely with credit risk, analytics, data science, product, and compliance teams to understand requirements and deliver fit-for-purpose data solutions
- Monitor data infrastructure, optimise for scalability and performance, and troubleshoot issues as they arise
- Maintain clear documentation of data flows, pipelines, and business logic. Support data governance and access controls in line with regulatory requirements
Our take
LemFi, previously known as Lemonade Finance, is a fintech platform addressing the challenge of accessing reliable financial services faced by millions of immigrants worldwide. By offering quick onboarding and a multi-currency offering, LemFi allows its users to send, receive, hold, convert, and save in both their country of origin and residence currencies.
Recognizing the limitations faced by traditional banks and neo-banks, LemFi offers instant international transfers at favorable exchange rates with no transfer fees. Initially launched in Canada, growing demand for the company's services has allowed it to expand to the UK, and broaden its African payment channels.
The company has secured good funding from prominent investors like Y-Combinator, Zrosk, Global Founders Capital, and Olive Tree. With plans to expand its product offering across the globe, LemFi will further its mission of providing accessible and transparent financial services to migrant communities worldwide.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Company HQ
Downtown, Oakland, CA
Leadership
Ridwan Olalere
(Co-Founder & CEO)Also the Founder of forLoop Africa. Previously the Country Manager of Uber Nigeria. Also worked as a Software Developer at Flutterwave, Hotels, Novatia, and NextMynds.
Rian Cochran
(Co-Founder)Previously a Financial Director at Opera Software, Powerbets Holdings, and OPay.
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