Software Engineer, Affirm
Backend, Consumer Authentication
CA$125-175k
POS installment loans
Posted today
POS installment loans
1001+ employees
Posted today
CA$125-175k
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- You have 2+ years of experience as a backend / server-side software engineer
- You are proficient in designing, developing and launching backend systems at scale using technologies like Kotlin (or any JVM language), Java
- Proficiency in Kotlin and/or Java/JVM and their associated backend ecosystem is a must (Database access, Dependency Injection, Gradle/Maven, testing tooling, etc)
- You have experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan
- You are a self driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical/organizational problems
- You have experience designing and building distributed systems and applications, real-time, scalable web services and REST APIs
- Experience with data frameworks such as Spark, Kafka, Kubernetes and Airflow
- Proficiency in unit & integrating testing
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team
- You're a humble team-player who places the needs of others first and participates in the development of peers on the team
What the job involves
- The Consumer Authentication Engineering team provides a seamless account creation and access experience for Affirm customers
- The goal of the team is to secure the assets and loans of Affirm customers by protecting them through several security and fraud levers
- The team is responsible for account recovery, and management—balancing a frictionless consumer experience with strong protections against both accidental and malicious account takeovers (ATO), while meeting evolving regulatory and compliance requirements
- We are looking for a highly motivated Backend engineer to work in the Consumer Authentication team on several key architecture and product initiatives
- You will also be responsible for building optimizations through experimentation and improving the conversion metrics
- Work closely with the Consumer Authentication team; Product Manager, Engineering Manager, Technical Leads and other developers in the execution of projects under the team roadmap
- Consistently generate simple and elegant designs, and write high-quality code that can be easily understood and leveraged by others
- Work with other cross engineering teams and other organizations for the design, implementation, roll-out and maintenance of projects
- Participate in regular scrum meetings like Sprint Planning and Daily Stand ups
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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