Compliance Manager, Affirm
Data Protection Officer
€83-123k
+ ESPP
POS installment loans
Open for applications
POS installment loans
1001+ employees
Open for applications
€83-123k
+ ESPP
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 6+ years of experience in regulatory compliance and/or data protection, ideally within NL-regulated consumer credit / Buy Now Pay Later (BNPL), fintech or payments
- Demonstrated experience building or managing a compliance or privacy program in a regulated environment
- Expertise: Advanced knowledge of applicable laws, regulations, requirements, best practices, and regulatory trends that impact Affirm’s business, including in relation to GDPR
- Subject matter expert in completing end-to-end compliance testing and/or assessment activities with limited oversight
- Advanced project management, critical thinking, and analytical skills
- Excellent ability to collaborate cross-functionally and communicate complex regulations to functional leadership, while demonstrating strong organizational and relationship management skills with a detail-oriented and thorough approach
- Inquisitive and proactive in proposing creative and effective solutions
- Proactive and innovative mindset with proven experience in leading initiatives and driving a culture of compliance within an organization
- A strong interest in fintech and consumer financial protections
- Fluent in English; Dutch language skills are a plus
What the job involves
- Affirm’s EU Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise
- Compliance program activities include advisory, training, testing & monitoring, reporting and oversight
- Although a second line of defence, compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans and risk assessment
- Compliance uses multiple data sources to enable informed decision making, strengthen controls and provide good outcomes for consumers
- As Affirm continues expanding across Europe, we’re seeking an experienced Regulatory Compliance Manager / Data Protection Officer (DPO) to strengthen Affirm B.V.’s governance and compliance frameworks
- You’ll be responsible for building and maintaining a robust privacy and regulatory compliance program in line with EU and Dutch requirements, including GDPR
- This remote-eligible role reports to the EU Compliance Director and will be registered as DPO with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens)
- Own and oversee the design, implementation and maintenance of Affirm’s EU Compliance & Privacy Framework, ensuring adherence to local regulatory requirements (eg. GDPR)
- Develop and maintain policies, procedures, and controls ensuring these are proportionate, risk-based, and aligned with Affirm’s global compliance standards
- Serve as Affirm B.V.’s registered Data Protection Officer, acting as the primary contact for the Dutch Data Protection Authority and managing regulatory notifications and reporting
- Advise on compliance and privacy matters across functions including Product, Risk and Engineering, helping balance regulatory obligations with business objectives
- Lead privacy governance, including Data Protection Impact Assessments (DPIAs), record-keeping, and privacy-by-design reviews
- Support the development and execution of Affirm’s Compliance Monitoring Programme (CMP), ensuring alignment with the firm’s risk appetite and market context
- Drive awareness and accountability through training, communication, and proactive engagement across teams
- Monitor regulatory developments and recommend updates to internal frameworks to maintain ongoing compliance readiness
- Other duties as assigned
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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