Data Scientist, Younited
4+ days a week in office
Instant credit provider for the e-economy in Europe
Open for applications
Instant credit provider for the e-economy in Europe
501-1000 employees
Open for applications
4+ days a week in office
501-1000 employees
Company mission
Their mission is to transform the lending and payment industry.
Role
Who you are
- 3 to 7 years of experience in data science, with solid expertise in machine learning; experience with Generative AI is a plus
- Proficient in Python, SQL, and machine learning libraries/tools (scikit-learn, pandas, Polars, SHAP, etc.)
- Strong business acumen with a deep understanding of fintech challenges; pragmatic, proactive, and focused on delivering end-to-end business solutions
- Analytical, curious, and solution-oriented; enjoy tackling complex problems and working as part of a team
- Ability to clearly communicate results, simplify technical concepts for diverse audiences, and work independently while collaborating effectively
- Passionate about technology and data, with a proactive approach to continuous learning
- Keen interest in deploying models into production, taking ownership from development to deployment
What the job involves
- You will work on an ambitious environment sustained by a recent IPO & Fund raising enabling Younited to innovate on new product lines and consolidateon existing ones by reducing costs thanks to process automation
- Develop machine learning models and data pipelines to address various business challenges, enhancing system efficiency and accuracy
- Work closely with data engineers and machine learning engineers to ensure effective production deployment of models
- At Younited, Data Scientists also act as project managers on their topics
- Collaborate with a wide range of stakeholders: local business units across four countries (FR, IT, ES, PT) , risk, product, and support functions (finance, compliance, etc.), and local business units across four countries (FR, IT, ES, PT) to enhance products and processes through data-driven insights
- Experiment with new techniques and propose innovative solutions for operational challenges
- You will work in a rigorous and challenging environment to support the growth and scalability of Younited's solution, committed to automating as many steps as possible in the credit approval decision process
- Your models will have a direct financial impact on Younited
- You'll work on the topics of the Data Science AI team, which is developing & maintaining a wide range of solutions across the entire value chain of Younited, ranging from marketing to fraud detection, with a high focus on:
- Deploying GenAI models for our operations (Customer Service, Granting decision, Collections & Marketing)
- Open banking analysis (the root of our automated decision process) based on NLP models to extract and aggregate information of bank statements
- Our data science team is made up of experienced professionals dedicated to using data for impactful decision-making
Application process
- A first video chat with Aurélien, Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’)
- An Interview with Florian, your Future Manager do discuss about the role and expectations (60')
- A Business Case to assess your skills in machine learning and modeling with 2 team members (90')
- Interview with a Guillaume, Head of Data (60')
Our take
Younited is an instant credit provider that specialises in personal loans, extended payment solutions, and budget coaching. Younited currently operate in France, Italy, Spain, Portugal, Germany, and Austria.
Younited differ from their competitors in the sense that they try to automate request processes as much as possible using data driven and AI based approaches. The company takes advantage of DSP2 regulation and open-banking APIs to ingest data.
Younited has recently started to embed its product into third-party products like banks and fintech companies. Its substantial December 2022 funding proved that despite market uncertainty, Younited continues to attract investment. Going forward, Younite aims to invest further in its technology and continue nurturing partnerships with e-commerce websites and apps, notably on "buy now pay later" software.
Steph
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
1% employee growth in 12 months
Company
Company benefits
- Localization in the center of Paris (Notre-Dame de Lorette, Paris 9ème)
- A very strong company culture
- An on-boarding tailored made to simplify your integration and meet all the teams
- Monthly events (sport tournaments, conferences, afterworks …)
- 1 day per year offered to do volunteer work in an association
- A Younitour (our company seminar) unforgettable (the last were at Ibiza, or in Sicilia ;))
- Remote policy (8 days per month)
Company HQ
Chaussée-d'Antin, Paris, France
Articles
Leadership
Charles Egly
(Group CEO)They have co-founded Olórin Foundation and they are a board member and shareholder of Karos and they are also a shareholder for Seyna.
Geoffroy Guigou
(COO)Previously a Consultant at McKinsey and Director of Business Improvement a Poweo.
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