Staff Credit Analyst, Upstart

• If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you
• Bachelor's degree in Finance, Economics, Statistics, Mathematics, Engineering, Analytics, or a related quantitative field (or equivalent practical experience)
• 6+ years of experience in credit analytics, risk analytics, financial services analytics, or a related quantitative function
• Experience performing data validation, reconciliation, testing, or quality assurance activities for analytical or operational processes
• Advanced SQL skills and experience working with large datasets
• Experience using spreadsheet-based analytical models and translating business requirements into scalable processes or systems

Desirable

• Upstart's Credit Analytics team is responsible for understanding, monitoring, and communicating credit performance across the company. The team develops the processes, tools, and insights that support portfolio monitoring, forecasting, reporting, and risk management
• As a Staff Credit Analyst (Contractor) at Upstart, you will play a critical role in supporting the migration of key credit analytics and operational processes from legacy spreadsheet-based workflows into a newly developed internal platform. You will partner closely with Credit Analytics, Product, Engineering, and Operations teams to validate functionality, reconcile outputs, identify issues, and support a successful rollout and adoption of the new system
• Execute testing plans to validate the accuracy and functionality of credit analytics workflows migrated from spreadsheet-based processes into a new platform
• Perform detailed reconciliations between legacy and new-system outputs, investigate discrepancies, and document findings
• Partner with Engineering, Product, and Analytics teams to troubleshoot issues, validate fixes, and support platform readiness for production use
• Develop reporting, monitoring, and validation processes that help ensure data quality and operational stability throughout the migration effort
• Support go-live activities, including user acceptance testing, issue triage, process documentation, and stakeholder communications
• Contribute to change management efforts by creating training materials, documenting workflows, and supporting end-user adoption of new processes
• Leverage AI agents and modern tooling to accelerate testing, reconciliation, documentation, and root-cause investigation, continuously improving the speed and quality of the migration effort
• Term of Contract: 9 months