Senior Director of Enterprise Risk Strategy, Affirm
$253-355k
+ Equity. Salary varies depending on location
More information about location
Buy-now-pay-later card for online and in-store
Open for applications
Buy-now-pay-later card for online and in-store
1001+ employees
Open for applications
$253-355k
+ Equity. Salary varies depending on location
More information about location
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 12+ years of experience in a regulated or risk-intensive environment such as fintech, financial services, or technology
- Experience leading business transformation, strategy, product risk, operations, governance, Chief of Staff, Enterprise Risk, or similar cross-functional initiatives
- Exceptional business judgment with the ability to simplify complex problems and influence senior leaders
- Proven ability to build trust, challenge constructively, and drive alignment without formal authority or operating as a control function
- Comfortable navigating ambiguity, building new capabilities, and partnering closely with Product, Engineering, and other business-facing teams
What the job involves
- Affirm's Enterprise Risk team helps the company make better business decisions by bringing an enterprise-wide view of the risks that matter most
- This isn't a traditional Enterprise Risk role focused on maintaining frameworks—it's about helping leaders navigate ambiguity, align on complex decisions, and make thoughtful tradeoffs as Affirm continues to scale
- As our Senior Director, Enterprise Risk, you'll partner closely with leaders across Product, Engineering, Finance, Legal, Compliance, Operations, and Credit Risk to solve high-impact business challenges where there isn't always a predefined playbook
- Success in this role comes from exceptional business judgment, influence, curiosity, and the ability to simplify complexity—not simply operating traditional ERM programs
- Partner with executive leaders to navigate complex strategic, operational, product, and regulatory decisions while helping build alignment across differing perspectives
- Evolve Enterprise Risk into a trusted business partner by developing practical, scalable approaches that improve decision-making without adding unnecessary process
- Build strong cross-functional relationships and influence senior stakeholders through thoughtful challenge, clear communication, and sound business judgment
- Lead enterprise-wide initiatives that help Affirm identify, assess, and respond to emerging risks across new products, technologies, and strategic priorities
- Strengthen Enterprise Risk capabilities—including operational risk, governance, third-party risk, business continuity, and executive reporting—to ensure they remain practical, scalable, and business-focused
- Lead and develop a lean, high-impact team, fostering a culture of curiosity, collaboration, and thoughtful execution
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Serving over 21 million consumers and over 300,000 merchants, the company offers flexible payback options ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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