Associate Backend Engineer, Chip
£35-40k
Investing and savings app
Job no longer available
Investing and savings app
201-500 employees
Job no longer available
£35-40k
201-500 employees
Company mission
To build wealth for our generation.
Role
Who you are
- Programming language experience in PHP with an interest to learn GO
- Experience with a PHP framework such as Laravel or Symfony
- Some knowledge of design patterns (bus, repository, decorator, etc)
- An understanding of mutable vs immutable databases
- Experience with manipulating data structures and performing performance audits of codebase and database
- Development locally with Containers (Docker) through to production
- Strong understanding of branching strategies and where best to use them
- An understanding of Microservice architecture and how to develop microservices / working on the development of microservices deployed across AWS estate
What the job involves
- Joining our engineering team you’ll be responsible for developing new features and services to help us continue to deliver a great product to our customers that helps our company and their money grow
- You will be working with a team to deliver new API capabilities that provide features for Chips customers intended to grow our user base and retain them in the long run
- This will be achieved by working on the development of new microservices that will be deployed across our AWS estate
- You will regularly be involved in show & tell sessions with the goal of helping enable not just the engineers but the whole company in understanding what it is to be an engineer at Chip
Application process
- Video screen with someone from our Talent team
- Short take-home test
- Video interview with the hiring manager
- Final interview with HR and Product Manager
Our take
Chips offers a free app designed to make saving as easy as spending. Utilising an AI-driven system, the app calculates how much users could save, provides an option to decline, and automatically transfers the selected amount to the user's Chip account, streamlining the saving process.
To date, Chup's users have collectively saved over £800M, showcasing the product's popularity. The enthusiasm for Chip is evident, having raised a total of £43.5M with over 27.5k shareholders.
The company has bolstered its team with strong hires from notable organisations such as Purplebricks, Deposit Solutions, Barclays, Funding Circle, and Monzo, positioning Chip for significant growth. However, the challenge lies in remaining relevant amid a competitive landscape of savings and investment accounts. To address this, Chip continuously innovates its investment product to help users effectively build wealth.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 12 rounds)
Sep 2025
$22.5m
LATE VC
Dec 2023
$6.7m
LATE VC
Total funding: $106.1m
Company benefits
- Discretionary share option bonus
- Workplace pension scheme
- Private medical insurance (medical history disregarded)
- Employee Assistance Programme
- Cycle to work scheme
- Season ticket loan
- Free ChipX subscription for UK-based employees
- We are an equal-opportunity employer and value diversity
- Flexible working arrangements
- Unlimited holiday (policy not to count) ✈️
- Annual £1500 Personal Learning Allowance
- £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
- Company laptop
Company HQ
London, UK
Leadership
Simon Rabin
(Co-Founder & CEO)Previously co-founded Roamer. Prior to that, they were a Director at Txt2buy and a Marketing Manager at Unibutler.
Alex Latham
(Co-Founder & CMO)Previously worked in Marketing at Maxim and as Head of Growth at Pineapple Punk.
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