Staff/Senior Backend Engineer, Klover
Payments, Consumer Apps, Klover
More information about location
4+ days a week in office
Financial services & cash advance app
Be an early applicant
Financial services & cash advance app
101-200 employees
Be an early applicant
More information about location
4+ days a week in office
101-200 employees
Company mission
To give everyone access to modern financial services by leveraging their most valuable asset, their data.
Role
Who you are
- You are excited to build and scale backend systems that support financial products and real-time payments
- You thrive in environments where data integrity, security, and performance are critical
- You are excited to build microservices using Rust and Go
- You have a willingness to learn and teach in a collaborative environment
- You’re eager to leverage and develop using AI tools
- You’ve been complimented on how well you participate in an open feedback environment
- 5+ years of experience building backend services in production environments
- Experience in the financial technology, payments, or banking systems industry
- Familiarity with compliance, security, and data privacy standards (e.g., SOC 2, PCI DSS, GDPR)
- Experience designing transactional and event-driven systems for payments, reconciliation systems, or ledger-like applications
- Familiarity with microservice or Service-oriented Architecture
- Experience using gRPC, protobuf, or GraphQL
- Expert knowledge of SQL and experience designing data models for financial data integrity
- Experience with message queues or event streams (e.g., Kafka, RabbitMQ)
- Experience with cloud environments such as AWS, GCP, or Azure
- We encourage you to apply, even if your experience doesn’t match every detail of the job description. If we don’t see something that immediately fits, we will keep your resume on file for future opportunities
What the job involves
- The Klover Backend Engineering team powers one of the fastest-growing consumer fintech apps in the U.S., with over one million active users every month
- Our systems process and move more than $1.5 billion annually - enabling real-time access to earned wages, rewards, and financial tools that help consumers improve their day-to-day lives
- As part of this team, you’ll design and scale the backend services that drive Klover’s payments and data infrastructure
- You’ll work on high-availability systems that connect with financial institutions and payment processors, ensuring secure, compliant, and lightning-fast transactions
- The work you do will directly impact our users’ ability to access their money instantly, earn meaningful rewards, and experience transparent, fee-free financial services
- Klover engineers collaborate closely across product, data, and mobile teams to deliver reliable, high-performance features that meet the demands of a large, growing user base
- You’ll have the opportunity to work with modern technologies (including Rust microservices and event-driven systems) while shaping the next generation of inclusive, data-powered financial products
- You’ll design APIs and microservices that connect financial institutions, payment processors, and data platforms, all while ensuring reliability and privacy at scale
- Build and evolve microservices that handle high-volume financial and transactional data
- Design and implement APIs that securely connect to third-party payment processors, banks, and fintech partners
- Write thoughtful & quality code that is readable, testable, and easily maintainable
- Develop data-driven services that power account management, transaction history, and financial insights
- Strive for excellent development practices and careful code architecture that is built around rapid releases
- Work cross-functionally with backend, mobile, and product teams to consistently release high-quality, customer-focused financial features
- Adhere to, and improve upon, our agile process through requirement documents, sprint retrospectives, and other regular cadence meetings
Our take
Klover, a subsidiary of Attain, offers users interest free cash advances as well as a growing range of financial services and budgeting tools on its free-to-use app. Rather than charging users a fee, Klover leverages their bank transaction data to tailor targeted advertising.
It’s worth keeping in mind that while Klover essentially pays users for their data, it does not share or sell personal information – a key factor in its model.
With heavy investment from Mercato Partners and the hiring of former Pinterest VP of Sales and Partnerships Meredith Guerriero, Klover is growing impressively, and has ambitions to one day become a full service online bank.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 3 rounds)
Nov 2022
$25m
SERIES B
Aug 2021
$60m
SERIES A
Total funding: $89m
Company HQ
River North, Chicago, IL
Leadership
Brian Mandelbaum
(CEO)Founded and was CEO of Clearstream.tv (acquired by Engine Group in 2015), then became Global CEO of re-branded EMX Digital. Is a <Managing Partner at Mayne Capital and Board Member at B2B insurance data and software company Fize. Former VP, Digital Strategy at Saatchi & Saatchi.
Dominic Bennett
(CTO)Co-founded EngageHD, which was acquired by Clearstream.tv in 2014, then became CTO of Clearstream. Spent six years at advertising services company Turn, including a spell as Senior Vice President, following seven years as VP, Analytics & Engineering at Claria.
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