Internal Audit Manager, Enova
$100-150k
AI-driven financial credit provider
Be an early applicant
AI-driven financial credit provider
1001+ employees
Be an early applicant
$100-150k
1001+ employees
Company mission
To help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.
Role
Who you are
- 6+ years of Public Accounting and/or Internal Audit experience, with a minimum of 2 years in a leadership/supervisory capacity
- CIA (Certified Internal Auditor) or CPA (Certified Public Accountant) required
- CISA, CRMA (Certified Risk Management Assurance), or CRCM (Certified Risk Management Compliance) are highly preferred
- Experience in financial services is required
- Advanced knowledge of the IIA’s Global Internal Audit Standards
- Strong understanding of the regulatory environment for public companies and financial services industry
- Hands-on experience with data analysis tools (SQL, Python, or advanced Excel Power Query) highly preferred
- Proven track record of managing complex, multi-phase audits in fast-paced environments
- Process oriented and ability to understand interdependencies between functions
- Skilled at building rapport with senior stakeholders to drive change
- High proficiency and self-sufficiency in Microsoft Office applications (e.g. Word, PowerPoint, Advanced Excel)
- Experience with AI productivity tools (e.g., ChatGPT, Gemini, Copilot) and a 'tech-forward' mindset toward learning new automation software
What the job involves
- As a key leader in our third line of defense, the Internal Audit Manager will drive a risk-based audit strategy that evolves with changes in the organization's strategic priorities and growth
- You will oversee a portfolio of high impact audit areas covering regulatory, operational, financial, and emerging technology risks
- Beyond general oversight, you will champion agile audit methodologies and continuous monitoring to provide real-time insights to the Audit Committee
- Reporting to the Head of Internal Audit, you will serve as a strategic change agent to drive continuous improvement within and outside the department
- Leading end to end audit engagements, including complex integrated audits, and oversight of specialized third party co-source parties
- Conducting an annual risk assessment process to capture critical risk areas and prioritize audit engagements that drive organizational value
- Applying an agile audit approach to ensure the audit plan remains responsive to changes in risks while maintaining a high standard of precision and quality
- Overseeing the testing of Internal Controls over Financial Reporting (ICFR) and ensuring alignment with evolving requirements and regulatory standards
- Serving as an advisor to business leaders on risk management and internal controls to strengthen the organization’s control environment
- Assisting with recruiting, mentoring, and developing a high-performing internal audit team, fostering a culture of technical proficiency and professional skepticism
- Communicating audit results to senior leadership and monitoring the lifecycle of management’s action plans, ensuring timely and validated remediation of deficiencies
- Staying abreast of emerging risk trends and leading audit practices for application within the department’s audit strategy
Our take
Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.
Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 13M customers have funded almost $65B through the platform to date.
Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.
Steph
Company Specialist at Welcome to the Jungle
Insights
13% employee growth in 12 months
Company
Company benefits
- Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results
- Health, dental, and vision insurance including mental health benefits
- PTO & paid holidays off
- Sabbatical program (for eligible roles)
- Summer hours (for eligible roles)
- Paid parental leave
- DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
- Employee recognition and rewards program
- Charitable matching and a paid volunteer day…Plus so much more!
- 401(k) matching plus a roth option
Company HQ
Chicago Loop, Chicago, IL
Leadership
David Fisher
(CEO)Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.
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