Director of AML Compliance, Stash

• 10+ years of AML/BSA compliance experience, including leadership roles within a broker-dealer, fintech, bank, or regulated financial institution
• Deep expertise in BSA/AML, SEC, and FINRA regulatory requirements
• Demonstrated experience owning or significantly shaping an AML program at scale
• Strong track record partnering with product, engineering, and data teams in a digital-first environment
• Experience leading regulatory exams, audits, and complex remediation efforts
• Proven people leader with experience building and scaling teams
• Ability to communicate complex regulatory concepts clearly to executives and non-compliance stakeholders
• Strategic mindset with the ability to operate hands-on when needed
• CAMS or similar certification strongly preferred
• Knowledge of and experience with global business lines

Desirable

• Stash is seeking a Director, AML Compliance who will also serve as the designated AML Compliance Officer for Stash’s broker-dealer entity
• This leader will own and evolve our enterprise AML/BSA program
• This leader will set strategy, oversee execution, and ensure our AML framework scales with Stash’s products, customer base, and regulatory footprint
• This is a senior, highly visible role with direct influence over product launches, risk appetite, regulatory interactions, and cross-functional decision-making
• You’ll partner closely with Legal, Product, Engineering, Operations, Data, Fraud and Executive Leadership to embed financial crime risk management into how Stash builds and grows
• Own Stash’s AML/BSA compliance program end-to-end, ensuring alignment with the Bank Secrecy Act, USA PATRIOT Act, and SEC/FINRA requirements
• Serve as a senior AML leader and key advisor to executive leadership on financial crime risk, regulatory expectations, and program maturity
• Set AML strategy and roadmap, balancing regulatory rigor with a scalable, tech-enabled fintech business model
• Oversee transaction monitoring, investigations, SAR governance, and escalation frameworks across Stash’s investing and banking products
• Establish and maintain risk-based frameworks for customer due diligence (CDD), enhanced due diligence (EDD), continuous monitoring and customer risk rating
• Partner with Product and Engineering to design AML controls for new products, features, and customer experiences from ideation through launch
• Lead AML risk assessments, independent testing, and remediation efforts, including ownership of findings and regulatory commitments
• Act as a primary point of contact for AML-related regulatory exams, audits, and inquiries
• Develop and mentor AML leadership and individual contributors, building a high-performing compliance organization
• Drive data-driven insights through AML metrics, KRIs, and reporting to senior leadership and the Board
• Monitor emerging financial crime risks, fintech trends, and regulatory developments to proactively adapt the AML program
• Own AML policies, procedures, and enterprise training programs tailored to Stash’s business model