Staff Software Engineer, Chime
Spending Engineering
$199-281.9k
+ Bonus + Equity package
4 days a week in office
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$199-281.9k
+ Bonus + Equity package
4 days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 8+ years of experience in software engineering
- Deep understanding of system design, service boundaries, and product-engineering tradeoffs
- Ability to influence technical and product direction across teams and orgs
- Track record of driving measurable impact on business and engineering goals
- Strong communication and collaboration skills; able to lead through influence
- Experience working in a fast-paced, product-focused environment (Fintech experience is a plus)
What the job involves
- Chime’s Banking Products team is on a mission to make Chime the top choice for everyday spending by building innovative, reliable, and member-first financial tools
- We focus on driving active spend and usage, increasing reliability and availability, and delivering seamless, trusted experiences across cards, credit, money movement, deals, and transaction intelligence
- Our work empowers members to manage their money with confidence, spend smarter, and improve their long-term financial health
- We’re looking for a Staff Product Engineer who thrives at the intersection of product, platform, and scale
- In this role, you’ll operate as a subject matter expert and technical leader across domains, guiding the architecture and implementation of systems that impact millions of members
- You’ll shape technical strategy, influence product direction, and drive cross-team initiatives that materially improve the member experience and the engineering craft at Chime
- Lead the design and implementation of high-impact, member-facing systems across multiple domains such as Cards, Credit Progress, and Money Movement
- Collaborate closely with product managers, designers, and data scientists to shape product direction and ensure technical feasibility and excellence
- Set the technical vision for critical systems with a forward-looking, scalable approach that aligns with Chime’s goals and reliability standards
- Identify and solve systemic challenges related to performance, availability, and operational efficiency across the Banking Products stack
- Mentor senior engineers, elevate engineering practices, and drive consistency in quality, architecture, and code craftsmanship across teams
- Represent Chime externally through recruiting, open source, technical talks, or community engagement
Our take
Chime is part of the growing realm of fintech banks and providers, emphasizing straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meager interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $25.5B, a staggering $23.5B surge from its early 2019 valuation, underscoring its impressive and swift expansion. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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